Centerstone Capital’s Post

Why is Jaime Dimon worried about private credit? Below is an interesting article regarding a look at what is described as “the fast growing Wall Street business and the risks it poses” in private equity. How could this affect banks with CRE? How many companies, industries, and markets could be effected? Is this a consideration our central bank is tracking? Could the well-known concerns of JD be at least one consideration of where interest rates go from here? DM to set a time to discuss #longterminvestment opportunities to create wealth with #taxstrategies in mind. #privatecredit #privateequity #fedrate https://lnkd.in/eYbVg_9n

Banks should start managing adequately their REIT credit lines, using early warning and behaviour mgt solutions effectively before the issues arise. From my recent interactions at #Money2020, it is evident that far fewer banks are prepared for this than we might expect. Source: BBG: US banks have a commercial property blind spot risk, study warns

Useful insights from Paul S. and Anatoly Sorin, CFA on the #PrivateCredit market. Despite the predicted "tidal wave" of defaults, the sector has proven extremely resilient. Read more in the article below.

Interesting article outlining bank balance sheet problems and likely forced M&A / capital raising coming. Banks are in limbo without a key lifeline. Here's where cracks may appear next https://lnkd.in/efji9mgW

After the Global Financial Crisis, you'd think RADICAL change would have taken place in 'Financial Services'. All sorts of new checks, balances and measures, to ensure the UK couldn't teeter on the edge of catastrophe again. We're sort of being told that this wouldn't happen, apart fron in the Banks, where it would... We still can only guess at the £billions involved in 2008 but it was rather a lot. It's STILL a Taxpayer drain. It appears that in spite of this Press Release, an ENTIRE SECTOR has learned, next-to-nothing. A few reassuring exemplars are mentioned, but what of the ones who 'need work'? What's to stop them bringing the rest down, to their level? This PR exercise is there, to assure those in Business that it's alright, when it sort of, isn't. How on EARTH can they be making Profits, in this landscape of disingenuous balderdash and ludicrous smoke and mirrors? The overall claptrap was exposed in this part of the report: "However, the rules were thrown into doubt last year when the global banking sector was rocked by Switzerland forcing UBS to take over struggling Credit Suisse, with the deal underpinned by a 100 billion-Swiss franc ($117.7 billion) central bank loan, rather than closing down the bank." Total baloney.

The liquidity that’s available in the #CRE market is one of the primary factors that will ensure that the balance sheets of regional #banks will not be impaired. https://lnkd.in/g79ntC_y

The central bank’s easing of rates has notable implications for capital flows, investment appetites, and housing market dynamics, so in this week's blog, we are looking inward at what the changing market means specifically for the peer-to-peer (P2P) lending industry. Read more below! 👇

Derivative Path in the News! 🎉 Isaac Wheeler, MD of Balance Sheet Strategy at Derivative Path, was featured in S&P Global Market Intelligence's latest article, "Bank NIMs Poised for 2025 Expansion as Loan Yields Improve, Funding Costs Fall." 📰 Isaac shared insights on how banks can strategically position their balance sheets to capitalize on this evolving financial landscape. As loan yields rise and funding costs decrease, our expertise continues to guide banks and credit unions through these pivotal shifts. Read the full article to see how Isaac's perspectives are shaping the conversation: https://hubs.la/Q030kGpg0 #ThoughtLeadership #BankingInnovation #FinancialStrategy #DerivativePath

In The New York Times, White & Case partner Douglas Landy discusses how bank regulators, in particular the Office of the Comptroller of the Currency, are looking at community banks and small regional lenders to make sure those institutions are moving to reduce their overall loan exposure or are raising more capital to cover any losses, as investors worry that these banks could be a crisis waiting to happen. https://ow.ly/traR50SN3oM

Banks can fail due to credit, interest rate, foreign exchange, and liquidity risks. Managing these risks is crucial for financial stability. #Banking #RiskManagement