Amber Fleming’s Post

Avoid these pitfalls to keep your finances on track: Skipping pre-approval 📝 – Knowing your budget upfront prevents heartbreak later. Ignoring extra costs 💰 – Closing costs, maintenance, and insurance add up. Overextending budget 🏦 – Leave room for life’s unexpected expenses – don’t max out! Buying a home is a major step – I will always try my best to guide you every step of the way. #HomeBuyingTips #FinancialPlanning #DreamHomeJourney #RealEstateAdvice

Your kids have found independence. Here are six tips to refocus your finances. 1. Rebalance your budget 2. Review your savings strategy 3. Reevaluate your home 4. Revisit insurance needs 5. Update estate plans 6. Embrace new adventures https://bit.ly/4gLMdZo For more information visit Thrivent.com/social.

Your kids have found independence. Here are six tips to refocus your finances. 1. Rebalance your budget 2. Review your savings strategy 3. Reevaluate your home 4. Revisit insurance needs 5. Update estate plans 6. Embrace new adventures https://bit.ly/3XR8XQu For more information visit Thrivent.com/social.

Quick Financial Tips with Leyva Financial! Looking to boost your financial health? Here are some quick tips to get you started: Create a Budget: Track your income and expenses to see where your money is going and identify areas where you can save. Build an Emergency Fund: Aim to save 3-6 months' worth of expenses to cover unexpected costs. Pay Down Debt: Focus on paying off high-interest debt first to save on interest payments and reduce financial stress. Invest Wisely: Start investing early and diversify your portfolio to maximize your returns over time. Review Your Insurance: Make sure you have adequate life, health, home, and business insurance to protect your assets and loved ones. Implement these tips and take control of your financial future! Need personalized advice? Contact Leyva Financial today. Website: https://lnkd.in/gBmE_CtQ #FinancialPlanning #leyvafinancial #financialhealth #financialtips #insurance

Apply these 4 tips and your finances will be taken care of... 𝟭. 𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗰𝗮𝗽 𝗼𝗻 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗲𝘅𝗽𝗲𝗻𝘀𝗲𝘀 The root of most financial failures is how people spend. Many spend emotionally—like choosing expensive food to cope with stress from work. 𝟮. 𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀 𝗱𝗼𝘄𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗰𝗲𝗻𝘁 Insurance planning philosophies can differ greatly depending on whom you speak to and what your goals are. Never sway from one philosophy to another—it can be very costly! 𝟯. 𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗹𝗶𝗾𝘂𝗶𝗱𝗶𝘁𝘆 𝗽𝗼𝗼𝗹 𝗮𝗻𝗱 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗽𝗿𝗼𝗴𝗿𝗲𝘀𝘀 Do you have necessary big-ticket items to spend on? How much are they, and are they in the right places to ensure guaranteed progress? Are they positioned optimally? 𝟰. 𝗞𝗻𝗼𝘄𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝗿𝗲𝗲𝗱𝗼𝗺 𝗴𝗼𝗮𝗹 𝗮𝗻𝗱 𝗽𝗿𝗼𝗴𝗿𝗲𝘀𝘀 Do you know exactly how much you need to invest each month to reach your desired lifestyle by a certain age? Having this rough gauge will keep you on track and help maintain your confidence in the long run. One of the biggest mistakes is in chasing the returns based on past track records and switching your investment philosophies periodically. Remember that past track records and short term trends do not determine your returns in time to come. #investment #financialplanning #tips #consistency #general #guide

Getting Your Financial Affairs Organized Managing finances is an unavoidable aspect of life that often brings anxiety to many. Money-related stress affects a significant number of Americans. Here are five strategies to help you get organized and alleviate money-related stress starting today: 1. Establish a Functional Home Budget Create and monitor a budget to take charge of your finances. 2. Build Reserves for Home and Business Create cash reserves for stability in personal and professional realms. 3. Secure Insurance Prioritize health, life, and income loss insurance. 4. Begin Investing Once your budget and reserves are in place, consider real estate, stocks, and other income sources. 5. Organize Legacy Documents Consult an attorney to create a will and outline instructions for assets and end-of-life wishes. Taking control of your finances now is essential. For more useful tips, visit www.ruthianllc.com.  #financialfreedom #FinancialPlanning #investinginrealestate #tuesdaytip

Young men, start saving now for your future home! Investing in insurance can help you build a strong financial foundation. By securing a policy that includes savings benefits, you're not only protecting yourself but also growing funds that could go towards a house. The earlier you start, the more you'll save, making it easier to achieve your dream of homeownership. Plan smart, save consistently, and watch your future take shape. #kenindiaassurance #malaikainsuranceagency #mamabimakenya

In reality, we all have a budget, but are you tracking your spending? Creating a budget has numerous benefits. For example, a budget allows you to see where your money is going each month. This will give you more control over your hard-earned cash. Having a budget will also help you focus on specific financial goals. It’s great to set a goal, but if it’s unrealistic you probably won’t be successful. Knowing how much money you have coming in versus going out will ensure your goals are realistic and reachable. So how do you budget? Any advice for those who do not currently track their spending? Message Us #FinancialServices #Insurance #TeamVincent #Invida

Smart budgeting is your key to a seamless home-buying experience. 'Jimmy The LA Homeboy' reminds you to plan for the extras—closing costs, taxes, insurance, and maintenance are part of the journey. Ready for a stress-free move? Let's ensure your budget is complete at🔗 www.thelahomeboy.com. #theLAhomeboy #realestate #eastsiderealtor #elserenorealestate #boyleheightsrealestate #eastLArealestate #lincolnheightsrealestate #cityterracerealestate

3 boxes your #LifeInsurance plan should check off: ✅ Coverage equal to 10–12 times your annual income. ✅ Lasts a term of 15-20 years. ✅ Premiums that fit your budget. #LifeInsuranceTips #IndependentInsuranceAgent #NationalLifeInsuranceDay