9Y Capital Limited’s Post

Exciting news for the financial industry in SK!

Amid a slowdown of M&A across Europe, private credit deal volumes in Spain and Italy remain strong.   Many pan-European direct lenders see these two markets as opportunities for expansion, characterised by their large SME segment that generates lower mid-market deal activity. Partner Vanni Mario Zanchi shares his thoughts on these two regions here: https://lnkd.in/dP6damFU

How can you help developers deal with cashflow challenges? 🤔 Short-term lenders, initially offering bridging loans, now provide tailored development finance products for SME property developers. The quick application process for development finance is beneficial, provided brokers promptly submit all required paperwork. However, Jonathan Rubins, director of Alternative Bridging Corporation, shares that developers often require more flexible financing to manage cash flow. Writing in the recent edition of Commercial Broker, Jonathan outlines the benefits of a revolving credit facility. Read the full industry insight 👉 https://lnkd.in/eEBdjrk6 #CommercialBroker #DevelopmentFinance #SMEs

At the Portfolio Construction Forum Markets Summit 2024, our Head of Income Credit, Mark Power expressed: “I’ve been in the real estate credit markets for the best part of 30 years and I can’t recall a time where there’s been such a massive disconnect between demand and supply in any subsector of the market.” Watch the full presentation to discover how real estate private credit lenders like Qualitas will play a pivotal role in providing financing solutions into the undersupplied residential sector and how investors may be able to consequently generate attractive risk-adjusted returns: https://lnkd.in/g2J5izeJ

What’s next for the Recovery Loan Scheme? In the Spring Budget, it was announced that the Recovery Loan Scheme would be renamed the Growth Guarantee Scheme and extended for two years. In the latest edition of the Commercial Broker magazine, Bernie Skivington, British Business Bank’s director and head of origination and relationship management, explains what this extension means for small businesses and shares how commercial brokers can engage with the scheme. Bernie also identifies the key takeaways the Bank has gleaned from the Covid era and outlines a proposed new investment vehicle that will draw on a capital base of more than £7 million which is being designed to support the UK's world-beating businesses of tomorrow. Read the full Q&A here: https://lnkd.in/eG5bfy2V #CommercialBroker #Magazine #RecoveryLoanScheme #GrowthGuaranteeScheme

A case for commission-free lenders? Writing in the latest edition of the trade body’s Commercial Broker magazine, Gary Pennington, head of commercial at NACFB Patron lender, GC Business Finance , puts forward the case for brokers to consider forming partnerships with lenders that operate on a commission-free basis. 💬 Gary says: “When commission incentives are in play, there can be an unconscious, or sometimes overt, bias towards recommending certain lenders over others.” Read the full article here 👉 https://lnkd.in/eECSY6sz #CommissionFree #CommercialBroker

💡 Thought-Provoking Insights on Commission-Free Lending Great to see our Head of Commercial, Gary Pennington, sharing his perspective in the NACFB's Commercial Broker magazine! Gary discusses how commission-free lending partnerships can foster greater trust and transparency, helping brokers make unbiased recommendations that truly benefit their clients.

Read all about it 📣 In the latest edition of Commercial Broker magazine, David Brown, business consultant at Funding South West, examines why many business owners often avoid brokers, opting instead to approach lenders directly.    In his article, David advocates for the role of the broker, and the importance that SMEs understand the full spectrum of benefits that comes with their expertise to foster a more informed and financially savvy business community.   Read the full article here: https://lnkd.in/ePtZ_7P6  #CommercialBroker #Magazine

Is the £71bn commercial refinancing wave a ticking time bomb? According to recent research by Bayes Business School, 42% of £170bn of outstanding commercial loans are due to be refinanced in the next 12 months. However, as the commercial real estate market has been hit by numerous challenges over the years, and as property values have taken a nosedive, does this spell trouble for commercial property investors? Moreover, how will this impact the lending appetite of commercial lenders? We answer all these questions, and more, in the cover story feature of the latest B&C Magazine, with the help of several commercial property finance experts — including Tanya Elmaz from Together - loans, mortgages & finance, Paul Goodman from Goodman Corporate Finance, Mike Davies from YBS Commercial Mortgages, Simon Jackson FRICS from Capital Value Surveyors Limited, Adrian Bailey from Enra Specialist Finance, Narinder Gill from Coreco, Hiten Ganatra from Mortimer Street Capital, James Nunn from Octopus Real Estate, James McGregor from P10 Financial Group and Edward Matthews from MERA Investment Management. Read the full cover story in The Commercial Horizons Issue: https://lnkd.in/dbQimRW6

💬 Rethinking Commission-Free Lending Partnerships Featuring in NACFB's Commercial Broker magazine, our Head of Commercial, Gary Pennington, explores the benefits of commission-free lending partnerships for brokers. Gary highlights how commission incentives can introduce bias when recommending lenders and makes a compelling case for transparency and trust in broker-lender relationships. Read the full article below👇 #CommissionFree #CommercialBroker #BusinessFinance #EthicalLending #Funding #BusinessGrowth