Vanbridge, an EPIC company

Gratitude is the cornerstone of success, and as we gather to celebrate this Thanksgiving, we want to take a moment to reflect on what we're most thankful for. This year we've celebrated milestones and forged stronger relationships. None of it would be possible without the people we're fortunate to work with every day. To our incredible team - your dedication and collaboration drive everything we do. You're the heart of our company, and we are endlessly grateful for your hard work and passion. To our clients and partners - thank you for trusting us to protect what matters most to you. Your confidence and partnership motivates us to continue delivering the exceptional service you deserve. Wishing you all a joyful Thanksgiving filled with gratitude, connection and celebration. Here's to continued success and collaboration in the year ahead! #Gratitude #Teamwork #ClientAppreciation EPIC Insurance Brokers & Consultants

We are proud to announce the elevation of our CEO and Managing Principal, Philip V. Moyles, Jr., to Co-President of EPIC Insurance Brokers & Consultants. With decades of experience and a proven track record of success, Phil's promotion reinforces EPIC’s commitment to specialized growth.  Phil’s leadership has been central to Vanbridge’s success and we are thrilled to see him step into this new role. Join us in congratulating Phil on this well-deserved promotion! 

We are proud to announce that Managing Principal Mitchell K. Smith will speak at the inaugural 𝟭𝟬𝗫 𝗪𝗲𝗮𝗹𝘁𝗵 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗼𝗻 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟭𝟳-𝟭𝟴𝘁𝗵 in Aventura, Florida, hosted by acclaimed entrepreneur Grant Cardone. This premier event is designed to unlock the wealth-building secrets of the world's financial elite and offer them to aspiring investors and entrepreneurs. Participants will explore a broad range of investment opportunities, from real estate and private equity to stock markets and tax strategies, all aimed at maximizing wealth creation and risk management. 𝗠𝗶𝘁𝗰𝗵 𝘄𝗶𝗹𝗹 𝘀𝗵𝗮𝗿𝗲 𝗵𝗶𝘀 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲 𝗼𝗻 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗮𝗻𝗱 𝘄𝗲𝗮𝗹𝘁𝗵 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 alongside an impressive speaker lineup that includes world-class experts, top professionals, thought leaders, and strategists who are actively engaged in the wealth and finance industry. #10XWealthConference #WealthManagement #LifeInsurance #Finance #Leadership EPIC Insurance Brokers & Consultants

Did you know that almost two-thirds of businesses are family-owned, yet nearly 70% of these businesses don’t survive the second generation? Only 30% make it to the next generation, and a mere 12% to the third. This highlights a critical need for robust succession planning. While protection is a priority, many businesses lack comprehensive strategies to manage the tax, obligations, and legal risks if something happens to key people, owners, or partners. This is where insurance becomes an invaluable tool. 𝗞𝗲𝘆 𝗣𝗲𝗿𝘀𝗼𝗻 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: This type of insurance provides financial stability by covering the loss of key individuals whose expertise, knowledge, and skills are vital to the business. It ensures the company can continue operations smoothly and meet financial obligations during the transition period, protect and reimburse the investments made by partners, recruit new expertise and protect the balance sheet, giving confidence in the employees during a difficult time. 𝗦𝘂𝗰𝗰𝗲𝘀𝘀𝗶𝗼𝗻 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴: Life insurance can fund buy-sell agreements, ensuring the business remains in the hands of the intended successors without financial strain and equalizing the inheritance of children who may not be in the business. It also helps manage estate taxes, providing liquidity to pay off debts and taxes without having to sell off business assets. 𝗧𝗮𝘅 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀: Certain insurance policies offer tax advantages, helping businesses manage their tax liabilities more effectively. This can be crucial in maintaining the business's financial health during ownership transitions. Incorporating insurance into your business succession plan safeguards your legacy and ensures the continuity and stability of your business for future generations. 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝘀𝗲𝗰𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀’𝘀 𝗳𝘂𝘁𝘂𝗿𝗲? Contact Mitchell K. Smith today to learn how life insurance can be a pivotal part of your succession planning strategy. #SuccessionPlanning #KeyPersonInsurance #TaxBenefits

Some investors have no problem watching their investments bounce up and down from day to day. However, some investors or those nearing retirement generally would rather not witness volatility within their portfolios. If you or your clients are this type of investor – or one who has a moderate risk tolerance – 𝗮𝗻𝗻𝘂𝗶𝘁𝗶𝗲𝘀 𝗰𝗮𝗻 𝗯𝗲 𝗮 𝘃𝗮𝗹𝘂𝗮𝗯𝗹𝗲 𝘁𝗼𝗼𝗹. According to LIMRA, US annuity sales have increased for the 16th quarter in a row, reaching nearly $115 billion in Q3. Fixed-index annuities and registered index-linked annuities were standout performers, with sales surging 54% and 37%, respectively, from a year ago. 𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? At Vanbridge, we have a team of dedicated annuity specialists under our Life and Executive Benefits division. Our team is here to help you navigate the complexities of annuities and find the best solutions to meet your or your client’s financial goals. 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗩𝗮𝗻𝗯𝗿𝗶𝗱𝗴𝗲'𝘀 𝗔𝗻𝗻𝘂𝗶𝘁𝘆 𝗚𝗿𝗼𝘂𝗽 𝘁𝗼𝗱𝗮𝘆 to learn more about the annuity marketplace and how we can assist you. Email us at annuitymktg@vanbridge.com #Annuities #FinancialSecurity #RiskManagement #VanbridgeAnnuityGroup John Gilbert Matt Cross Joseph O'Connor Kristen Castelline Edward Meakim Tami L VanBlaricom Addison Dittman #TarahWalker

Cybersecurity has never been more important. While this may seem obvious, some of the cracks in your armor might not be. Take the opportunity this 𝗖𝘆𝗯𝗲𝗿𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗔𝘄𝗮𝗿𝗲𝗻𝗲𝘀𝘀 𝗠𝗼𝗻𝘁𝗵 to double-check your digital protection. Here are a few tips to enhance your cybersecurity: 1. 𝗥𝗲𝗴𝘂𝗹𝗮𝗿𝗹𝘆 𝘂𝗽𝗱𝗮𝘁𝗲 𝘀𝗼𝗳𝘁𝘄𝗮𝗿𝗲 𝗮𝗻𝗱 𝘀𝘆𝘀𝘁𝗲𝗺𝘀 to protect against the latest threats. 2. 𝗜𝗺𝗽𝗹𝗲𝗺𝗲𝗻𝘁 𝘀𝘁𝗿𝗼𝗻𝗴, 𝘂𝗻𝗶𝗾𝘂𝗲 𝗽𝗮𝘀𝘀𝘄𝗼𝗿𝗱𝘀 and use multi-factor authentication. 3. 𝗘𝗱𝘂𝗰𝗮𝘁𝗲 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲𝘀 𝗮𝗯𝗼𝘂𝘁 𝗽𝗵𝗶𝘀𝗵𝗶𝗻𝗴 𝘀𝗰𝗮𝗺𝘀 and safe online practices. 4. 𝗕𝗮𝗰𝗸𝘂𝗽 𝗱𝗮𝘁𝗮 𝗿𝗲𝗴𝘂𝗹𝗮𝗿𝗹𝘆 to ensure you can recover quickly from an attack. 5. 𝗖𝗼𝗻𝗱𝘂𝗰𝘁 𝗿𝗲𝗴𝘂𝗹𝗮𝗿 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗮𝘂𝗱𝗶𝘁𝘀 to identify and address vulnerabilities. Even with the best defenses, some threats can still slip through the cracks. That’s where Vanbridge comes in. We understand the complexities of these risks. Our cyber insurance solutions are designed to help businesses reinforce their defenses, providing coverage for technology-based risks, privacy liability events, and media liability events. Whether it’s a systems failure, a cyber-attack, or a misplaced device, we’ve got you covered. Our approach is strategic, supportive, and consultative. We stay ahead of emerging risks, market changes, and evolving legal landscapes to ensure our clients are always prepared. By managing and transferring risk, we help businesses fortify their defenses and maximize their resources. Let’s work together to protect your business from the unexpected. Connect with Gamelah Palagonia FIP, CIPM, CIPT, CIPP, ARM, RPLU, CPLP to learn more. #CybersecurityAwarenessMonth #CyberInsurance #RiskManagement #StaySecure

We’re proud to announce that Vanbridge Managing Principal Mitchell K. Smith has been selected to join Hexure's 𝗖𝗹𝗶𝗲𝗻𝘁 𝗔𝗱𝘃𝗶𝘀𝗼𝗿𝘆 𝗕𝗼𝗮𝗿𝗱. This exclusive group comprises industry thought leaders and valued partners chosen for their insights, experience, and significant contributions to the field. Founded in 1995, Hexure provides digital sales solutions to the insurance and financial services industry across various lines of life insurance, annuities, retirement, and wealth management products. Mitch’s appointment is a testament to his exceptional expertise and the impactful work he has done in the industry. Congratulations, Mitch! #IndustryLeaders #FinancialServices #ClientAdvisory EPIC Insurance Brokers & Consultants

We are thrilled to announce that TDC Life, an esteemed Ohio-based life insurance and estate planning firm, has become part of 𝗩𝗮𝗻𝗯𝗿𝗶𝗱𝗴𝗲 𝗟𝗶𝗳𝗲 & 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀. This acquisition marks a pivotal milestone for Vanbridge, significantly enhancing our market presence and strengthening our commitment to the client experience. With a legacy dating back to 1958, TDC has set the standard in life insurance through sophisticated wealth preservation strategies and an unwavering commitment to client-first service. TDC collaborates with a national network of advisors, including investment advisors, attorneys, CPAs, and business managers for athletes and entertainers, to provide best-in-class services for complex wealth preservation strategies. We are proud that TDC chose us and honored to welcome Cleves Delp, Tyler Horning, and the entire TDC Life team to the Vanbridge organization! Read the full release here: https://lnkd.in/eu-8A9YV #LifeInsurance #EstatePlanning #MarketExpansion #ClientFirst EPIC Insurance Brokers & Consultants Galway Holdings

We are incredibly proud of our Vanbridge team members on the EPIC Women's Coalition Philanthropy Committee for their dedication and hard work in collecting and delivering donations to York Street Project. Your commitment to making a positive impact in our community is truly inspiring. Keep up the fantastic work! #GiveBackTogether #CommunityImpact EPIC Insurance Brokers & Consultants

We are proud to announce that our Workers’ Compensation Facility has delivered another round of dividends to our valued member clients. Specifically designed for Alternative Asset Managers, Hedge Funds, and Private Equity firms, the facility provides competitive rates at policy inception and a dividend of up to 𝟰𝟱% 𝗼𝗳 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗽𝗿𝗲𝗺𝗶𝘂𝗺 based upon the loss experience of all insured participants. The dividend is paid out six months after policy expiration. 💼 𝗞𝗲𝘆 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀: • Our program is now in its 12th year, and we have successfully returned 11 dividends, totaling an impressive $𝟭𝟮.𝟲𝗠 back to our clients. • This year, we are proud to add another $𝟭.𝟱𝟯𝗠 in dividends. • We currently have 𝟭𝟮𝟬 𝗳𝗶𝗿𝗺𝘀 participating in the program. We are excited to continue growing this niche program for the benefit of our clients and broker partners and look forward to the opportunity to share how our Workers’ Compensation facility can benefit your firm. If you have current clients or prospects that would be a good fit for Vanbridge’s Workers’ Comp Facility or you want to learn more, contact Michael Fitzsimmons, CPCU at 646.572.9352 or Paula Fasciano at 646.572.9353. #WorkersCompensation #PrivateEquity #Dividends #InnovationInInsurance