Thomas Ho Company Ltd

Webinar Announcement IncomeRisk™: a New Perspective of Balance Sheet Management Mark your calendar: November 14th at 11:00 a.m. EST https://lnkd.in/eeQk8MmE Get ready to elevate your understanding of financial risk management! On November 14th, we’re bringing you a cutting-edge session of IncomeRisk™: A Paradigm Shift. Hosted by the Thomas Ho Company, this webinar will unveil our latest research, which redefines performance metrics by merging income and risk into a singular, inseparable measure. IncomeRisk™ introduces a new level of quantification to risk management, capable of pinpointing the key drivers that contributed to the collapse of institutions like SVB. We will explore the semantic connection between NII and EVE, showing how they are not paradoxical but deeply intertwined aspects of financial performance. As we delve into entropy management, we’ll emphasize the importance of aligning top-down strategies with bottom-up actions to ensure cohesive governance. Join us as we dive deep into how IncomeRisk™ addresses today’s most pressing banking challenges, from regulatory pressures and market volatility to technological disruptions. This isn’t just theory; we’ll explore practical applications tailored for key stakeholders—CFOs, risk managers, and board members—providing actionable strategies that can reshape financial resilience. IncomeRisk™ integrates the dynamics of capital markets with accounting principles, offering a holistic view of financial health. This is not just an evolution; it’s a revolution in how banks manage risk and performance. The stakes have never been higher, and the time to act is now. Prepare to be energized by the powerhouse lineup of speakers at IncomeRisk™: A Paradigm Shift on November 14th! Leading the charge is Thomas Ho, PhD, the visionary founder of Thomas Ho Company, whose groundbreaking work has redefined financial modeling and risk management. Joining him is Moorad Choudhry, a globally recognized banking expert with deep insights into balance sheet management and liquidity risk. Mohamad Hassan, Ph.D., known for his expertise in risk analytics, governance, and economic capital, will bring his cutting-edge research to the table, while Larry Meding, CFA, an industry veteran in risk and performance strategy, will offer practical perspectives honed over years of hands-on experience. Together, this dynamic panel promises a session packed with bold ideas, practical strategies, and actionable insights that will redefine how you think about financial risk. Don’t miss the chance to learn from these trailblazers! Don’t miss this opportunity to be part of the change on November 14th. Even if you can’t attend live, register to receive exclusive access to the webinar recording. Join us as we build the future of risk management, one insightful discussion at a time! https://lnkd.in/eeQk8MmE

Webinar Announcement: https://lnkd.in/eeQk8MmE Please Join us for our IncomeRisk™: a New Perspective of Balance Sheet Management webinar on Thursday, November 14th, from 11:00 a.m. to 12:00 p.m. EST. https://lnkd.in/eeQk8MmE Please click on one of the links above to join. This Webinar will be recorded, so if you can not make it on this date and time, please sign up to gain access to the recording. We look forward to seeing you there.

We are officially inviting you to join our Webinar "IncomeRisk™: a New Perspective of Balance Sheet Management" on November 14th, 2024 at 11:00 a.m. Eastern Time. You will learn from the Foundation of Balance Sheet Management how to optimize performance and product profitability, balance the EVE and EaR tradeoffs, use the feedback loop for balance sheet adjustment, and use our generative AI to practice your strategies. Please click on the link below to join us! This session will be recorded, so you can register for the webinar if you can't make it on that date. https://lnkd.in/eeQk8MmE Thank you so much for joining us. We look forward to seeing you there.

ANNOUNCEMENT Partnership with Memphis Capital on Proactive Balance Sheet Management (BSM) Thomas Ho Company Ltd is proud to launch the BSM report, offering unique opportunities to Community Financial institutions to: • enhance operational efficiency • bespoke to your needs by optimizing loans, bonds, and funding mix: know how you are making money and how to improve your balance sheet. • unique performance attribution to provide a feedback loop for your transaction: providing transparency and accountability After years of research, Thomas Ho Company Ltd is launching the Proactive Balance Sheet Management program, which is available to Memphis Capital customers. Customers will receive balance sheet-optimized strategies using live inventories and Performance Attribution reports so that customers can adjust the strategies. Performance Attribution and related technologies are proprietary to Thomas Ho Company Ltd and are compliment to Memphis Capital customers.

As part of our ongoing partnership with FutureWave Finance, we are proud to launch the Market Analytics & Price Indications (MAPI) for Residential Mortgage Markets. FutureWave Finance is the only minority-owned correspondent lender, headed by 30-year mortgage market veteran Steve Thomas. The firm has built a large suite of mortgage products, including jumbo loans, CRA/CDFI loans, non-QM loans, conventional loans, etc., to purchase from banks, credit unions, and other mortgage loan sellers. FutureWave and THE Thomas Ho Company will now offer daily price indications across this broad range of Residential products to the customer base. A few Firsts associated with this initiative: •A daily metric of primary-secondary spreads- in price terms- to indicate the estimated value of selling loans •Loan sale balance sheet management analytical support •In addition to price, we have a unique new program where our loan sellers will exclusively receive ongoing interest-only income for Non-QM products sold Benefits: Price Transparency, Efficient Execution, Bespoke Products Call us today to learn more about how the Thomas Ho Company FutureWave Finance partnership can help you proactively manage results. Let us know if you would like to receive our Market Analytics and Price Indications. Thomas Ho Company is a leading financial engineering company and ALM Solutions provider. With growing regulatory demands and challenging times, we focus on providing banks and credit unions with the most cost-effective, in-depth, and accurate solution possible.

ANNOUNCEMENT   Thomas Ho Company is proud to announce our partnership with Dr. Mohamad Hassan, Ph.D. in launching Proactive Balance Sheet Management in the Thomas Ho Platform. Based on years of research and development, we are introducing the first consistent risk model for lending, funding, market risk management, and financial reporting (NII). We expect our clients will benefit dramatically from our Platform interactive interfaces, intraday inventory quotes, live loans, and portfolio/balance sheet optimizers together with Dr Hassan's thought leadership. Dr. Mohamad Hassan is a distinguished leader in Financial Economics and Quantitative Finance, with a proven track record of driving innovation in risk management and strategic planning for financial institutions. His unique blend of academic rigor and practical industry experience positions him as a thought leader in proactive balance sheet management and governance. Dr. Hassan holds a PhD in Financial Economics and Banking from Royal Holloway University of London, where his research focused on financial institutions' mergers and acquisitions, regulatory impacts, and risk management. Dr. Hassan's work in Active Portfolio Management and collateral management optimization equips him with the ability to drive innovation in credit and investment strategies. His expertise in leveraging machine learning techniques for credit risk modeling, including the development of sophisticated Probability of Default (PD) models and Transition Matrix modeling, has enhanced financial institutions' ability to manage risk and optimize performance. He has led multiple teams in the development and validation of sophisticated pricing and risk models across diverse asset classes. His expertise in IFRS 9 and FRTB compliance has been instrumental in enhancing model risk governance for major financial institutions in the UK, European market and MENA. Dr. Hassan's ongoing research interests, including advances in volatility modeling and the integration of climate risk into financial risk frameworks, position him at the forefront of emerging trends in financial risk management and strategic planning. With his comprehensive background spanning academic research, regulatory collaboration, and industry leadership, Dr. Mohamad Hassan brings a unique perspective to the challenges of proactive balance sheet management, governance, and strategic planning in the modern financial landscape.

Thomas Ho, PhD, and Professor Moorad Choudhry have continuously announced our upcoming Webinar. Please join us on May 8, 2024, at 11 a.m. (EST US time). We are so excited to have you all participate in this Webinar. If you have any questions prior, please let us know! We are always happy to assist you. Register now https://lnkd.in/etukYQ9e

Thomas Ho Company would like to announce and invite you all to join our upcoming webinar on Proactive Bank Asset-Liability Management: Principles and IncomeRisk™ to Avert Silicon Valley Bank-Type Collapse. Thomas Ho, PhD will be hosting this webinar with Moorad Choudhry PhD on May 8, 2024, at 11 am -12 pm EST U.S. time. Please select register now or click on the link below to join. We are excited to have you join us in our discussion.