The SWFLA Team

If you're one to make New Year's resolutions, what are some of yours? Whether it's a health or personal goal, or something you hope to accomplish, feel free to share your resolution in the comments. #newyear #newyearsresolution #goals #dreams #aspirations #TheSWFLATeam #ReMaxAffinityMercato

Looking back on the last 10-15 years, we've learned a lot of lessons – both in life and in the real estate world! If we could talk to a 24-year-old us, here’s what we’d say: Success isn’t just about hitting goals; it’s about who you surround yourself with. Spending time with the right people has been one of the biggest predictors of my growth and success. Putting in extra work in my 20s? Game-changer. It helped me condense long-term goals into a few short years. And the hustle doesn’t have to just be at a 9-5 job – building something on the side can open up new opportunities. It sure did for me in the real estate world! Finding mentors a few steps ahead helped me gain perspective, and learn to let go of relationships that no longer aligned with my goals. Tough but worth it. Also, that high-end car early in life? Nope. Keeping finances focused on investing and long-term goals has been way more valuable. Tag someone who could use these insights and share them to inspire others. What would you tell your younger self? Drop it in the comments! 👇 #LifeLessonsLearned #SuccessMindset #MentorAdvice #SmartInvesting #BuildingWealth #CareerGrowth #FinancialMindset #realtoring #TheSWFLATeam #ReMaxAffinityMercato

Let’s be real, qualifying for a mortgage as a self-employed individual can be tricky, but it’s totally doable with the right strategies ( and us in your corner 😉). Here’s a quick breakdown: -> Special Programs & Loan Options: 🔸 Bank Statement Loans: Qualify with your bank statements instead of traditional income docs. 🔸 Non-QM Loans: Flexible guidelines for income verification and credit history. 🔸 Freddie Mac Home Possible® & Fannie Mae HomeReady®: Ideal for low- to moderate-income borrowers with alternative credit histories and reduced PMI. Ways to Save on Interest Rates & Down Payments: 🔸 Shop Around: Different lenders = different rates. Check them all out! 🔸 Mortgage Points: Pay upfront to lower your interest rate. 🔸 Grants & Assistance Programs: Look for local down payment assistance or grants. 🔸 Co-Signing: A co-signer can help get better terms, but be mindful of the risks. -> Our advice to you: 🔸 Separate Business & Personal Finances: Clear records make the process smoother. 🔸 Be Organized: Keep your financial docs (tax returns, profit and loss statements, bank statements) well-prepared. Don’t let your unique situation hold you back. Comment the word “READY” if you’re serious about giving it a shot, and we’ll take it from there! 😉 💾 Save for future reference and share this with anyone you know who might benefit from this info. #SelfEmployed #HomeFinance #closingdeals #RealEstateFinancing #realtorstyle #HomeOwnershipJourney #HomeBuying101 #TheSWFLATeam #ReMaxAffinityMercato

🏡 Happy New Year! 🥂 Start 2025 with a plan to achieve your dreams. Whether it’s finding your forever home or selling your current one, we are here to help every step of the way. 💼🎉 THE SWFLA TEAM Jennifer Samuels Edward Lukasik Jr Mobile: 239-450-4675 Mobile: 630-768-5175 Email: jennifer.samuels@comcast.net Email : sellwithedjr@wearepros.com RE/MAX Affinity Mercato 877 91st Ave N, #2 Naples FL 34108 www.TheSWFLATeam.com #TheSWFLATeam #ReMaxAffinityMercato #ReMaxAgent #FloridaRealEstate #NaplesHomes #NaplesFloridaRealEstate

✨ Are you ready to ring in the new year? 🕛🎉 Dive into these fun facts before we bid farewell to this year! Enjoy tonight’s festivities and let’s make unforgettable memories together – see you next year! 🎊🥳 #NewYearEve #CheersTo2025 #TriviaFun #FunFacts #TheSWFLATeam #ReMaxAffinityMercato

🏡 Don’t Do This When Buying a Home Buying a home is an exciting journey, but avoiding these common pitfalls is key: 1️⃣ Don’t overlook the community—ensure the community fits your lifestyle and long-term needs. 2️⃣ Don’t ignore your budget—stay financially grounded and avoid overextending. 3️⃣ Don’t rush the decision—take your time to research, inspect, and make a confident choice. 4️⃣ Don’t navigate it alone—work with a trusted agent to navigate the process. The right home is worth the patience and planning. 💡 Have questions or need guidance? Reach out today, and let’s make your home-buying experience seamless and successful! #realestate #realestatetips #homebuyer #homebuying #homebuyingtips #homebuyertips #TheSWFLATeam #ReMaxAffinityMercato

Just a few things to think about before making the largest financial decision of your life! Ask yourself if your next home fits this criteria. Moving is a process, and one you only hope to do a few times in your lifetime. Find a home that checks the majority of your boxes and doesn't leave you broke. Happy house hunting! #tips #homebuyers #criteria #functionalhome #finances #homesweethome #TheSWFLATeam #ReMaxAffinityMercato

🎉 Hosting a New Year's Eve party at your home this year? Here are 4 tips to remember: 1. Capture the moment with lots of photos. 2. Go all out with decorating for the occasion. 3. Have plenty of activities for your guests. 4. Have plenty of snacks and drinks on hand. Happy Hosting! 🥂 🥳 #nye #host #homeowner #tips #celebration #newyearseve #TheSWFLATeam #ReMaxAffinityMercato

🎄🌴 Warm Holiday Wishes from Florida! 🌴🎄 As the palm trees sparkle with lights and the sunshine keeps us cozy, we’re reminded that the holiday spirit knows no bounds—whether surrounded by snow or sandy shores. May your Christmas be filled with joy, love, and plenty of sunshine. Here's to making special memories with the ones you cherish most. 🎅✨ From our family to yours, Merry Christmas! 🌞🎄

🎄🛍️ Procrastination at its finest! Did you know that 1 in 3 men wait until Christmas Eve to tackle their shopping? Do you know anyone who does last minute shopping?🎁✨ #LastMinuteShopping #ChristmasCountdown #ChristmasFacts #Trivia #ChristmasEve #TheSWFLATeam #ReMaxAffinityMercato