Curious about PMI? 🤔 PMI (Private Mortgage Insurance) is required if you put less than 20% down on a conventional loan. 💸 ✅ With conventional loans, PMI drops off once you hit 20% equity. ✅ With FHA loans, PMI stays for the life of the loan if you put down the minimum (3.5%). Make sure to factor this into your mortgage and DTI ratio! 📊 Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #PMI #MortgageTips #HomeLoan #FHA #ConventionalLoan #HomeBuying
Tracie Mayo @ Savvy Mortgage Lending - NMLS #1049924
Financial Services
St Petersburg, Florida 124 followers
Mortgage Brokers Who are Truly Better! Savvy Mortgage Lending is a dba of Mayo Mortgage Group LLC NMLS#1663584
About us
As a dedicated mortgage professional, I specialize in simplifying home loans and refinancing options for clients across Florida, Georgia, South Carolina, and North Carolina. Whether you’re a first-time homebuyer or looking to explore reverse mortgage opportunities, my goal is to make the mortgage process as easy and stress-free as possible. With NMLS #1049924, I bring years of experience to the table, providing personalized guidance tailored to your unique financial needs. My services include: Reverse Mortgages First-Time Homebuyer Loans Refinancing Options Let’s connect and discuss how I can help you navigate your mortgage journey. Contact me today for a no-hassle consultation! Tracie Mayo NMLS #1049924 Savvy Mortgage Lending NMLS #1663584
- Website
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http://www.savvymortgage.com
External link for Tracie Mayo @ Savvy Mortgage Lending - NMLS #1049924
- Industry
- Financial Services
- Company size
- 2-10 employees
- Headquarters
- St Petersburg, Florida
- Type
- Self-Employed
- Founded
- 2016
- Specialties
- Conventional Financing, FHA Financing, VA Financing, USDA Financing, Self-employed Borrower Financing, Investor Loans, and Private Money Lending
Locations
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Primary
Get directions
4609 1st Ave S
St Petersburg, Florida 33711, US
Employees at Tracie Mayo @ Savvy Mortgage Lending - NMLS #1049924
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Holden Kellerhals
Making your dreams come true. 🏡 Make it work!
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Tracie Mayo
Mortgage Broker at Savvy Mortgage Lending | Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout…
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Shannon Barden
Warehouse Manager at The Coca-Cola Company
Updates
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Ready to buy your first home? 🏡 🔑 Conventional: 3% down 🔑 FHA: 3.5% down 🔑 VA Loans: 0% down 🇺🇸 🔑 Down Payment Assistance Available! 💰 Let’s make your dream home a reality! 💭 Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #FirstTimeHomebuyer #HomeLoans #DreamHome #DownPaymentAssistance
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🎉✨ Happy New Year from all of us at Savvy Mortgage Lending! 🏡 Here's to achieving all your goals and making 2025 your best year yet. 🌟💪 #HappyNewYear2025 #SavvyMortgageLending #GoalGetter #NewYearNewGoals #CheersToSuccess
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💡 A reverse mortgage can open up great opportunities! One client used it to buy a second home in Florida while keeping her primary home in Georgia mortgage-free! 🏡💰 No mortgage, more freedom! Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #ReverseMortgage #SmartFinancialMoves #HomeOwnership #MortgageFree #RealEstateOpportunities
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🏝️ Thinking about buying a condo in Florida? 🏢 Be aware of the milestone inspections required by 2025 due to recent condo failures. These inspections can affect interest rates as lenders consider them riskier. 📉 Understand the impact before you buy! Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #FloridaCondos #RealEstateTips #MilestoneInspection #InterestRates #CondoBuying
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Happy Holidays from Tracie Mayo and the Savvy Mortgage Lending Family! 🎄✨ Wishing you a day full of love, laughter, and time with friends and family. 🥰🎁 #HappyHolidays #SavvyMortgageLending #FamilyTime #SeasonOfJoy #HolidayCheer
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💔 Recently divorced? Get pre-approved now! Understanding your new budget and keeping an eye on your credit is key to navigating life as a single-income household. 💳🏡 Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #DivorceRecovery #SingleIncome #FinancialFreedom #NewBeginnings #GetPreApproved #CreditMatters
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🏡❤️ I love helping buyers find their dream home during the holidays! Seeing their excitement as they imagine spending their first Christmas or Thanksgiving there is truly special. 🎄🦃 Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #HolidayHomes #NewBeginnings #HomeForTheHolidays #ExcitedBuyers #DreamHome
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Sign up today to get your weekly mortgage rate forecast! 📊🏡 Stay informed and make smart decisions. 📅💡 Contact us today to learn how we can support your goals! Savvy Mortgage Lending 📞(727) 877-5684 #SavvyMortgage #SavvyRefinance #MortgageMadeEasy #MortgageExpert #MortgageRates #RateForecast #SmartDecisions #HomeLoans #MortgageTips #StayInformed #RealEstateAdvice #MortgageExperts #SignUpNow
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If you're buying real estate for investment purposes, we can help you secure financing to maximize your ROI! 💼🏡💰 #RealEstateInvestment #ROI #InvestmentProperties #SecureFinancing #RealEstateGoals #MaximizeYourReturn #SmartInvesting #SavvyMortgageLending #PropertyInvesting #MortgageExperts #InvestSmart