SageMint Wealth

🎉✨ Happy New Year! Cheers to new beginnings, fresh opportunities, and the promise of a brighter future. May 2025 bring joy, success, and good health to you and your loved ones. 🌟🥂 #HappyNewYear #NewBeginnings #LiveWellDoGood

🌟✨ Happy Kwanzaa to all who celebrate! Wishing you and your loved ones a joyous celebration filled with unity, reflection, and rich traditions. ❤️🖤💚 #HappyKwanzaa #LiveWellDoGood

🕎 Wishing all who celebrate a joyful and bright Hanukkah! May the Festival of Lights bring warmth, love, and happiness to your home. 🕯️✨ #HappyHanukkah #FestivalOfLights #LiveWellDoGood

🎄✨ Merry Christmas! May your holiday season be merry and bright, surrounded by cherished moments and the spirit of giving. 🎁🎅 #MerryChristmas #HolidayJoy #SeasonOfGiving #LiveWellDoGood

💡 Did you know about the 3.8% tax that could sneak up on your investment income? 💸 The Net Investment Income Tax (NIIT) often catches high earners off guard—but it doesn’t have to. In our latest blog, we break down: ✅ What the NIIT is and how it works ✅ Who it applies to ✅ Smart strategies to minimize its impact 🔗 Click the link below to read more and learn how to keep more of your hard-earned money!👇🏼 https://lnkd.in/eJwjBkEF #Money #Taxes #Plan #Goals #Success #NIIT #LiveWellDoGood

If, amid the holiday magic and year-end traditions, you’re realizing how stressed you feel, you’re certainly not alone. Fortunately, there are things you can do now to help ensure that these final weeks of 2024 are filled with joy and whatever matters most to you. https://lnkd.in/eJXTEC74 #Plan #Goals #Success #FinancialBoundaries #TisTheSeason #LiveWellDoGood

New year, fresh financial goals! 🎯💰 Our latest blog post breaks down 7 achievable financial resolutions to help you save more, spend smarter, and stay on track in 2025. 📈 🔗 Follow the link below. 👇🏼 https://lnkd.in/ekqivWr4 #Money #Plan #Goals #Success #NewYearsResolutions #LiveWellDoGood

📢💰 If you’re 73 or older and don’t need your Required Minimum Distribution (RMD) this year, consider a Qualified Charitable Distribution (QCD). A QCD is a tax-savvy way to fulfill your RMD requirement while giving back to the causes that matter most to you. Here’s why it’s worth considering: 1️⃣ Direct Giving: Transfer up to $105,000 per year directly from your IRA to a qualified charity—completely bypassing taxable income. 2️⃣ Lower Your Taxable Income: Unlike a regular RMD, a QCD doesn’t add to your taxable income, which could help you reduce your overall tax burden and potentially avoid higher Medicare premiums or taxes on Social Security. 3️⃣ Double the Impact: Meet your RMD obligations while supporting the charities that align with your values. It’s a financial win-win that makes a meaningful difference. If charitable giving is part of your strategy, act now to make the most of this powerful giving opportunity! As always, we're here to help. 🌟 #RMDReminder #QCD #CharitableGiving #Money #Plan #Goals #Success #LiveWellDoGood

A sabbatical may be just what you need if you're itching to call it quits but not ready to retire early. Here's how. https://lnkd.in/g4vVqhaD #Money #Plan #Goals #Success #LiveWellDoGood

📢💰 If you’re 73 or older, don't forget to take your RMD before year-end! The IRS requires you to take Required Minimum Distributions (RMDs) from your traditional retirement accounts, like IRAs and 401(k)s, before the year ends to avoid steep penalties. Here’s what you need to know to stay ahead: 1️⃣ Know the Deadline: RMDs must be withdrawn by December 31st each year. If this is your first RMD, you have until April 1st of next year—but remember, taking two RMDs in the same year could increase your tax bill. 2️⃣ Avoid Penalties: Missing the deadline can result in a penalty of 25% of the amount not withdrawn (reduced to 10% if corrected in time). Don’t let procrastination cost you! 3️⃣ Get Professional Guidance: Not sure how much to withdraw or which accounts to prioritize? SageMint Wealth can help you make tax-efficient decisions and keep your finances on track. Don’t wait until the last minute—planning now paves the way for a smoother year-end and keeps you in good standing with the IRS. 🌟📊 #RMDReminder #Money #Plan #Goals #Success #LiveWellDoGood