Prudent Investors, Inc

So, you’ve just been put in charge of your family’s money, how do you choose the RIGHT financial advisor for you and your family? 🧐💰 🔍 First, “financial advisor” is a broad term, do your due diligence by checking into their background, credentials, and experience 💼 Look for advisors held to the "fiduciary standard", which requires them to act in your best interest, rather than recommending projects that provide them with the best commission or compensation 💸 Understand their compensation and whether they are fee-only or fee-based Lastly, download our guide to learn more helpful tips in your role as family trustee. https://hubs.la/Q02VV0v00

📉 48,000 people filed for bankruptcy while waiting for a disability benefits decision... Navigating the “stringent rules” of benefit programs is overwhelming—but it doesn’t have to be. Discover tools, like Special Needs Trusts, that safeguard benefits while securing your child’s future. 🌟 🔗 Dive into the blog: https://hubs.la/Q02_kbsc0 #DisabilityPlanning #FinancialPeace #ProtectBenefits

Wishing you a joyous holiday season filled with peace, happiness, and cherished moments with loved ones. Here’s to new opportunities and continued success in the coming year!

Progress on inflation has clearly stalled. Inflation rose 2.7% YoY and 0.3% MoM - the fastest monthly rate increase since April 2024. Shelter costs accounted for 40% of the inflation increase, punctuated by higher healthcare and vehicle costs. Listen in to the latest episode of the Prudent Pulse as Jeremy Lau, CFA, CFP® covers the latest financial news update, including the likelihood of an additional rate cut and expectations for the future. #FinancialNews #InflationUpdate #EconomicUpdate

💡 Did you know? Receiving an inheritance or financial gift could disqualify individuals with disabilities from vital government benefits like SSI or Medicaid. 😮 Learn how Special Needs Trusts (SNTs) and ABLE accounts can protect your loved one’s benefits and ensure their financial future. 🛡️💰 👉 Read the blog: https://hubs.la/Q02_kjlr0 #SpecialNeedsPlanning #DisabilityBenefits #FinancialSecurity

Building generational wealth starts with four key steps 🚀👪 1. Leverage loans like mortgages to grow assets without needing full capital upfront 2. Understand and manage investment risks through diversification 3. Practice delayed gratification by saving and investing consistently 4. Work with a trusted financial advisor to fast-track your financial goals. Questions? DM us or reach out to schedule a 30 min consultation: https://hubs.la/Q02-qqz70

☔️☀️ Ever wondered why diversification reduces investment risk? Think umbrellas and sunscreen: when it rains, umbrella sales soar, but sunscreen sales fall—and vice versa. Combining assets like these minimizes weather-driven risk. 🌦 Learn how correlation makes diversification work in your portfolio: https://hubs.ly/Q02-pdSv0

Scott Bessent, President-elect Trump's pick to run the Treasury will meet with the Senate this week as part of his confirmation process. Bessent intends to roll out a bold "3-3-3" plan to reshape the US economy by reducing the budget deficit, increase real GDP growth, and increasing oil production. Listen in to the latest "Prudent Pulse" and subscribe for weekly episodes ⏱️🎧📨 https://hubs.la/Q02-nDL-0

🦃 Happy Thanksgiving! As we come together with family and friends this Thanksgiving, we hope your holiday is filled with joy, warmth, and delicious feasts 🥧 Prudent Investors will be closed today, November 28, and tomorrow, November 29. Our office will reopen on Monday, December 2. If you need to reach a member of our team, please click the link below or call us at 760-597-9255. https://hubs.la/Q02YWLJy0

Are you taking some well-deserved time off this holiday season? Consider dedicating a portion of your holiday downtime to enhancing your understanding of personal finance and investment strategies by diving into these 7 essential books. Whether you're a beginner looking to grasp the basics or an experienced investor seeking to refine your skills, these books provide a wealth of knowledge to guide you on your financial journey 📚💲 https://hubs.la/Q02YXhRl0