Payitoff is a debt infrastructure company based in NYC and LA offering a host of services that help banks, fintech, workplace providers and financial institutions save borrowers $240 / month on average on their federal student loans. With our tools, banks, lenders and financial wellness providers can easily: - Automate any type of guidance, including forgiveness programs that already exist - Digitally enroll borrowers in federal repayment options that save them money - Embed several student loan workflows with a few lines of javascript - Sync the richest loan data - roughly 2x more data per loan vs. alternatives Partners using Payitoff technology have collectively saved borrowers over $10 million to date. Student loan data | Debt API | Liabilities API | Embedded Finance | Debt guidance
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With absolutely no integration needed to achieve incredible outcomes. Your customers save $323* / month on average using Payitoff Now's personalized debt guidance, while you amplify your business outcomes. Payitoff Now is a fully developed, web-based borrower experience that allows you to get to market quickly. Just provide your customers with the link to your co-branded guidance experience and get to production in an afternoon. *Represents actual average savings of borrowers who linked their account with Payitoff and qualified for a federal repayment plan. The sample is based on an aggregated set of data representing over $1.5 billion in loan volume across 215,000+ loans on the Payitoff platform
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More exciting news!
So, Array made it on LinkedIn’s 2024 Top Startups list as #48 in the U.S.! We gave it our all and came out on top... (if you’re a glass-half-full person). Big thanks to the team for getting us here—couldn’t have done it without you!
Money2020 is always an amazing event. But none more so than this year as we are delighted to have shared some amazing news. We are excited to announce that Payitoff is now part of Array 🎉 Read the official press release in the post below #money2020 #array #debtguidance #smartdebt
Company Update Alert 🚨We are thrilled to announce that Payitoff has officially joined Array! Translation? Now, with Payitoff’s embedded solutions, financial institutions, fintechs, and brands can empower their customers to make smarter financial choices about debt—without ever leaving their favorite apps. From student loan relief and seamless debt linking to real-time savings, it’s all just a few simple taps away. Think debt guidance that’s as easy as ordering takeout... minus the delivery time. Learn more on the acquisition here:https://lnkd.in/e3vuKvew #EmpowermentWithEase #ArrayAcquiresPayitoff #SmartDebt
👥 Support Your Customers! Payitoff’s solutions can help your customers navigate the complexities of new federal student loan forgiveness plans, ensuring they benefit fully. 📖 Read our guide to the new student loan forgiveness plans here https://hubs.ly/Q02MnvMw0 Find out more about enhancing your services by integrating Payitoff tools https://hubs.ly/Q02Mnmbl0 #studentloans #federalloans #bidenharris #debtguidance
📢 Stay Ahead in Financial Services By integrating Payitoff’s solutions, banks and Credit Unions can provide top-tier federal student debt guidance, improving customer satisfaction and retention. Learn more about amplifying your business outcomes with Payitoff. https://hubs.ly/Q02Mnxp00 #creditunions #banks #finance #federalstudentloan #studentloandebt
The SECURE Act 2.0 brings significant changes to tax-advantaged retirement savings, including student loan repayment matching. Payitoff’s solutions can help you leverage these benefits for your customers. Find out more at the link. https://hubs.ly/Q02MncGM0 #secureact #fintech #studentloanmatching #401k
📊 Financial Institutions and Open Banking Our participation in Mastercard's Start Path Open Banking Program highlights our commitment to innovation and providing top-tier debt guidance solutions. Read more at the link. https://hubs.ly/Q02MncFT0 #openbanking #financialinstitutions
🗺️ Help your customers navigate significant financial events with Payitoff's comprehensive solutions. Payitoff's intelligent debt guidance solutions can help you support your customers in managing debt and taking steps to improve their financial well-being. Ask us how https://hubs.ly/Q02Mnwnc0 #banks #lifeevents #studentloans #debtguidance
🔍 Actionable debt guidance is essential! Partner with Payitoff to provide your customers with tools that turn financial knowledge into tangible steps, improving their financial health and your institution’s customer retention. Learn why banks should offer customers these essential tools https://hubs.ly/Q02Mn9Md0 #banks #banktech #fintech
Managing student debt is a challenge that affects millions, and at Payitoff we're dedicated to making it simpler and more accessible for everyone. Our mission has always been to empower people to understand and manage their debt in a smarter way. Via Mastercard's Smart Path Program, we're now able to amplify our impact, leveraging their extensive network and financial expertise to provide even more robust tools and resources for student loan management. This is a big step forward in our journey to revolutionize student debt management. Here's to building a future where financial freedom is within everyone's reach! 🙌 Read more about the Payitoff story in this article by Mastercard - https://hubs.ly/Q02N7R660 #fintech #innovation #financialwellness #studentdebt #financialfreedom
🤝 Help your customers navigate significant life events with ease. Payitoff provides seamless embeddable debt guidance solutions for banks and Credit Unions, to help you improve your customers’ financial health and loyalty. #studentloans #debtguidance #lifeevents #banktech #fintech