NAREM (North American Real Estate & Mortgage)

We are here ready to help you. Call me (916) 370-6152!

Yanett's just helped another family move into a home, and this one's got a special twist—it's her own family! They've trusted her to kickstart their new journey, making this an exciting first step in building generational wealth. Settling into this mobile home means they're gearing up for their next big move.

Jose understands the excitement and anxiety of selling a home. His client's property was only on the market for 5 days before receiving an offer, and it's now under contract. He's truly honored to support his client through this meaningful transition to a new chapter in their life.

We offer cash-out refinances up to 89.99% of your home’s value, well beyond the 80% at most banks and retail lenders. And with no mortgage insurance! Imagine all the things you could use that money for!

If you plan on using funds from a family member or friend for your down payment, let us help you through the process and get you into your new home. Our team is experienced in securing loans with gift funds, so don't hesitate to reach out with your questions.

Are you ready to step into the world of homeownership or make that next big purchase? Look no further than FHA loans—they're the gateway to achieving your dreams! FHA loans come packed with unbeatable perks. Enjoy lower down payments and more flexible credit requirements that make this journey possible for you.

NAREM had an absolute blast at the Tamale Festival in Sacramento, CA! We just love hanging out with our awesome community and are always here to have your back. What could be more fun than catching a Sacramento Kings game together? Huge congrats to Iseal, our lucky winner! Whether you’re thinking about buying, selling, or investing, NAREM’s got you covered. Let's keep having fun and make those real estate dreams come true! 🎉

🎉 Under Contract! 🎉 It's always exciting when your family trusts you! Yanett, along with her cousin, found a perfect 2 bed, 1 bath manufactured property, and the best part? It came in well under their projected price point! 🏡💰 We are officially under contract and expect to see Yanett getting her keys in the coming days! I couldn't be happier for you, Yanett, and your family! 🎉

🎉 Under Contract! 🎉 It's always exciting when your family trusts you! Yanett, along with her cousin, found a perfect 2 bed, 1 bath manufactured property, and the best part? It came in well under their projected price point! 🏡💰 We are officially under contract and expect to see Yanett getting her keys in the coming days! I couldn't be happier for you, Yanett, and your family! 🎉

🎉 Congratulations to Juan, New Property Owner! 🎉 Juan came to me as a buyer referral, and after initially being denied a loan, we pivoted and decided that a cash deal made the most sense for him. Now, Juan is the proud owner of a stunning property in Corning, CA, complete with 20 acres of land and a beautiful manufactured home! 🏡🌳 I’m so proud of Juan for his determination and adaptability throughout this process. This is just the beginning of a fantastic new chapter for him! 🙌