Lions Capital Mortgage, Inc.

🏡💰 What’s an Investment DSCR Mortgage? 📊 What’s DSCR? It stands for Debt Service Coverage Ratio, a measure of how much income your property generates vs. your mortgage payments. It helps you buy & qualify for rental properties using the income the property makes—NOT your personal income! Why it’s awesome: • Less paperwork ✅ • Focuses on the property's income 💲 • Perfect for real estate investors 🏠 • Even for first-time home buyers! 👶🏻 Lions Capital Mortgage has multiple options for this product, even for first-time home buyers, which is unique! 🚀 #LionsCapitalMortgage #RealEstate #DSCR #InvestmentTips #PassiveIncome #SmartInvesting #FirstTimeHomebuyer

Happy Birthday to Ben Sharpe, Senior Mortgage Specialist in our Deer Park, Washington office! We're grateful for your dedication and expertise. Wishing you a fantastic day filled with joy and celebration. Here's to another amazing year ahead!

Here’s how different generations have approached homeownership over time: 1️⃣ Baby Boomers: They jumped into homeownership early, with 33% owning a home by age 26. 2️⃣ Gen X: At 26, they were 8% behind Boomers but have since closed the gap, now only 2% behind at age 58. 3️⃣ Millennials: Started 14% behind Boomers at 26, but by age 42, they’ve narrowed the gap to just 9%. 4️⃣ Gen Z: Following a similar pattern to Millennials, they are currently 15% behind Boomers at age 26. The future is still unfolding for them! Homeownership trends may shift, but the desire to own a home remains strong across generations. Where do you see yourself on this timeline? #HomeOwnership #GenerationalTrends #HomeBuyingJourney #RealEstate #TodaysHomebuyers #LionsCapitalMortgage

💸 Save Money on Your Mortgage Without Refinancing! 💸 Want to lower your monthly mortgage payments without all the hassle of refinancing? A Mortgage Recast might be the perfect solution! 🏠✨ Here’s how it works: ✅ Make a lump-sum payment towards your mortgage principal. ✅ Your lender recalculates your payments based on the new, lower balance. ✅ Your interest rate stays the same! 💰 Why Recast? • Lower Payments – Free up cash without refinancing 💵 • No High Closing Costs – Skip the expensive fees 💸 • No Requalification Needed – No credit checks or income verification! 🔑 • Quick & Easy – Often completed in just 30 days! ⏱️ Do you have extra cash to put toward your mortgage? A recast could be an affordable way to lower your payments and save over time! Reach out today if you have questions or need help. #LionsCapitalMortgage #MortgageTips #HomeOwnership #Recast #MortgageSavings #FinanceGoals #HomeLoan #FinancialFreedom #RealEstate

Wishing a very Happy Birthday to Nick Dailey As we celebrate your special day, we want to express our gratitude for your contributions and the positive impact you bring to our team and clients. May this year bring you continued success and happiness. Enjoy your day to the fullest, Nick! #MortgageIndustry #TeamSuccess #LionsCapitalMortgage #Birthdays

When your mortgage options are more diverse than Santa's Toy Bag. 🎅🏡 30-year fixed? Sure, but we’ve also got adjustable-rate mortgages for flexibility, VA loans for veterans, FHA loans for first-time buyers, jumbo loans for big dreams, and even refinancing options to save your holiday budget—basically the mortgage version of 'We like to stick to the four main food groups: candy, candy canes, candy corns, and syrup.' 🍬 at Lions Capital Mortgage, we like to say 'Smiling’s my favorite'—especially when we’re helping you find the perfect loan! 🎁💼🦁 #MortgageVariety #SmilingIsMyFavoriteLoanOption #OptionsForDays #HomeownershipHack #LionsCapitalMortgage #Chris&KevShow #Elf #Santa #BuddyTheElf #NotTheRealSanta #30YearFixedMortgage #AdjustableRate #VALoan #FHALoans #JumboLoans"

When your mortgage options are more diverse than Santa's Toy Bag. 🎅🏡 30-year fixed? Sure, but we’ve also got adjustable-rate mortgages for flexibility, VA loans for veterans, FHA loans for first-time buyers, jumbo loans for big dreams, and even refinancing options to save your holiday budget—basically the mortgage version of 'We like to stick to the four main food groups: candy, candy canes, candy corns, and syrup.' 🍬 at Lions Capital Mortgage, we like to say 'Smiling’s my favorite'—especially when we’re helping you find the perfect loan! 🎁💼🦁 #MortgageVariety #SmilingIsMyFavoriteLoanOption #OptionsForDays #HomeownershipHack #LionsCapitalMortgage #Chris&KevShow #Elf #Santa #BuddyTheElf #NotTheRealSanta #30YearFixedMortgage #Adjustable-Rate #VALoan #FHALoans #JumboLoans

🚨 Support Our Local Heroes – Lake Oswego Police Foundation 🚨 Join us in supporting the Lake Oswego Police Foundation, a nonprofit organization dedicated to enhancing community safety and supporting our local police force. The foundation's first initiative is to raise funds for our K9 Unit, ensuring these dedicated service animals receive the care they deserve as they retire. Your contribution directly helps those who serve and protect our community. 🐾 ✨ How You Can Help: Donate online: Visit https://lnkd.in/g5nP9rAY to make a donation and show your support. The Lake Oswego Police Foundation is a 501(c)(3) nonprofit working to supplement the city's budget, providing vital resources to build a safer, better-equipped police force for all residents, businesses, and visitors. Together, we can make a lasting impact. Thank you for supporting those who protect our community! 💙 #LakeOswego #PoliceSupport #K9Unit #CommunitySafety #DonateNow #LOPoliceFoundation #SupportLocalHeroes #lionscapitalmortgage

🏡💰 Seller Tip: Why a Seller Credit is Better Than Lowering Your Price 💰🏡 If you're selling your home, you might be tempted to lower the asking price to make it more attractive to buyers. But here's why offering a seller credit could be the smarter move! 👇 🔑 1. Keep Your Sales Price Intact Maintaining your sales price preserves your home’s value, avoids unnecessary complications with appraisals and financing, and ensures you attract serious, qualified buyers. Instead of reducing the price, consider offering a seller credit or addressing other concerns buyers might have to make your home more appealing without diminishing its perceived worth. 💵 2. Help the Buyer with Closing Costs, Rate Buy Downs, or Repairs Instead of cutting the price, a seller credit gives the buyer a lump sum to cover things like closing costs, rate buy-downs, or repairs. It’s a win-win: they get the help they need, and you still get your full asking price! 📈 3. Attract More Buyers Homes that are priced right are more appealing. Offering a seller credit means buyers can still get the help they need without the feeling like they’re paying more for a house than it’s worth. 💡 Pro Tip: Seller credits are often more flexible than price reductions, and they help buyers save money at closing without impacting the overall value of the home! Do you have questions about how to sell your home the right way? Drop a comment or DM me – I’m here to help! 🙌 #LionsCapitalMortgage #HomeSellingTips #SellerCredit #RealEstateAdvice #SmartSelling #HomeSelling #ClosingCosts #RealEstateTips #SellerTips #RealEstateExpert