Leeward Wealth Management

National Write a Business Plan Month in December encourages anyone thinking about starting a business to start with a plan. Have you ever thought about starting your own business, but aren't sure about what steps to take? Well, my friend, consider this a sign... We're here to help! Every business needs a business plan, and it's a great step in the right direction when it comes to creating your own company. Whether you want it to be your livelihood or just a side gig, putting together a well-researched and detailed business plan will make your life a whole lot easier in the weeks to come. #WriteABusinessPlanMonth

 November is National Long-Term Care Awareness Month As we honor National Long-Term Care Awareness Month, it's an important reminder to consider how prepared we are for the possibility of needing long-term care services in the future. Whether due to age, illness, or an unexpected accident, the need for long-term care can impact anyone—and it often comes with significant financial implications. 🔹 What is Long-Term Care? Long-term care (LTC) includes services that help people with chronic illnesses or disabilities perform everyday activities, such as bathing, dressing, and eating. This type of care can be provided at home, in an assisted living facility, or in a nursing home. 🔹 Why Should You Plan for It? The cost of long-term care can add up quickly, with expenses ranging from thousands to tens of thousands of dollars per year. Unfortunately, many people believe that Medicare or health insurance will cover these costs, but they typically don't. That’s where long-term care insurance or other financial strategies can play a crucial role in protecting your assets and ensuring your peace of mind. 🔹 Things to Consider: How much will long-term care cost? The costs vary depending on where you live and the level of care needed, but it’s not uncommon for long-term care to cost upwards of $50,000 per year. When should you start planning? The earlier, the better! Many long-term care insurance plans are most affordable when you’re younger and in good health. What are your options? In addition to long-term care insurance, there are other strategies like hybrid life insurance policies, annuities, or saving in tax-advantaged accounts that can help cover the costs. 📞 Let’s talk about your options. Planning for long-term care doesn’t have to be overwhelming, but it does require proactive action. As a financial planner, I can help you explore your options and create a strategy that fits your needs and goals. You can either click the link below or email me at Kim@leewardwealth.com Don’t wait for the unexpected to happen. Start the conversation today and make sure you’re prepared for tomorrow. #LTC #LongTermCareAwareness #FinancialPlanning #RetirementPlanning #WealthManagement #InsurancePlanning #InvestmentStrategy #WealthManagement #RetirementPlanning #FinancialAdvice #EstatePlanning #SmartInvesting #SecureFinancialFuture #BudgetingTips #TaxPlanning #FinancialGoals #MoneyMatters #RetirementSavings #InvestmentPortfolio #FinancialEducation https://lnkd.in/gKfbmSJ3

Today, we pause to remember and honor the courageous men and women who have served in our nation's military. Your dedication, sacrifice, and commitment to protecting our freedoms inspire us all. #VeteransDay #ThankYouForYourService #FinancialPlanning #Veterans #VeteranSupport #InvestmentStrategy #WealthManagement #RetirementPlanning #FinancialAdvice #EstatePlanning #SmartInvesting #SecureFinancialFuture #BudgetingTips #TaxPlanning #FinancialGoals #MoneyMatters #RetirementSavings #InvestmentPortfolio #FinancialEducation

It's Election Day! 🎉 Your voice matters, and today is the day to make it heard. Whether you’re heading to the polls or voting by mail, every vote counts! Let's shape our future together. #ElectionDay #Vote #YourVoiceMatters #FinancialPlanning #InvestmentStrategy #WealthManagement #RetirementPlanning #FinancialAdvice #EstatePlanning #SmartInvesting #SecureFinancialFuture #BudgetingTips #TaxPlanning #FinancialGoals #MoneyMatters #RetirementSavings #InvestmentPortfolio #FinancialEducation

🔍 Open Enrollment Alert: Your Health & Finances Matter! 🔍 As a financial planner, I want to remind you that the Open Enrollment period for health insurance through colorado.gov/health is now live! This is a crucial time to assess your health coverage and its impact on your financial well-being. Key Points to Consider: 1. Budgeting for Healthcare: Understanding your health insurance options is essential for effective budgeting. Compare premiums, deductibles, and out-of-pocket costs to find a plan that aligns with your financial goals. 2. Maximize Your Benefits: Take a close look at your current plan. Are you taking full advantage of the benefits available? Consider whether a different plan might offer better coverage or additional services that could save you money in the long run. 3. Tax Considerations: Health insurance can influence your tax situation. Depending on your income, you may qualify for subsidies that lower your premium costs, so make sure to explore all options. 4. Life Changes: If you’ve experienced changes—such as marriage, divorce, a new job, or a growing family—this is the perfect time to reassess your healthcare needs and ensure you have the right coverage. 5. Important Dates: Open Enrollment runs from November 1st to January 15th. Don’t wait until the last minute to make your decisions! 💡 Next Steps: Visit colorado.gov/health to review your options as a Colorado resident. If you live in a different state, google the health insurance marketplace for your state.  If you need assistance in navigating your choices and understanding how they fit into your financial plan, feel free to reach out via email at kim@leewardwealth.com. Prioritize your health and financial future this Open Enrollment season! 🩺💰 #OpenEnrollment #HealthInsurance #FinancialPlanning #GetCovered #FinancialPlanning #InvestmentStrategy #WealthManagement #RetirementPlanning #FinancialAdvice #EstatePlanning #SmartInvesting #SecureFinancialFuture #BudgetingTips #TaxPlanning #FinancialGoals #MoneyMatters #RetirementSavings #InvestmentPortfolio #FinancialEducation

🎃 Happy Halloween from all of us at Leeward Wealth Management! 🎃 Wishing you a day filled with treats, fun, and just the right amount of spookiness! Share your favorite Halloween treat in the comments below! 👻🕷️ Stay safe and enjoy the festivities! #HappyHalloween #HalloweenFun #FinancialPlanning #InvestmentStrategy #WealthManagement #RetirementPlanning #FinancialAdvice #EstatePlanning #SmartInvesting #SecureFinancialFuture #BudgetingTips #TaxPlanning #FinancialGoals #MoneyMatters #RetirementSavings #InvestmentPortfolio #FinancialEducation

Do you know how tax planning changes through different stages of retirement? In retirement, your tax rate may vary widely over the years based on the timing and order in which you use different sources of money to pay for expenses. It is important to apply the tax code in an organized and efficient way. Sign up now for my complimentary webinar, 'How Tax Planning Changes Through the Four Stages of Retirement', on Monday, March 18th at 6:00 PM MST to learn how to create a retirement tax strategy. You will learn: ✅The critical tax questions to answer before retirement ✅The surprises that often make retirement more expensive ✅The four stages of retirement and important tax actions in each stage, including tricky IRA challenges ✅Mistakes to avoid when it comes to investments, health care, and estate planning ✅And much more Pre-Register HERE: https://lnkd.in/gSiYN89W #taxplanning #taxstrategy #retirement #fortcollins #boulder #denver #colorado #kimberlysurber #leewardwealth