About us

infineo is digitizing the $3+ trillion life insurance industry using blockchain technology to provide friction-free access to one of the most stable assets in the world for both institutional and retail investors at scale. The total addressable market (TAM) is virtually unlimited for infineo as it builds a fixed-income alternative with no principal or interest rate risk. infineo has three business components: (i) a cash-flowing life insurance agency spanning five provinces in Canada and 31 states in the United States; (ii) the infineoX marketplace that digitizes life insurance policies into backed non-fungible tokens (BNFTs) to facilitate the peer-to-peer trading of these policies in the secondary market; and (iii) the $SOUND security token that fractionalizes a pool of real-world assets (RWAs) in the form of life insurance policies, making the benefits available to a global audience. Life insurance offers tremendous benefits, but there are several practical difficulties with large-scale investment in such policies as an asset class. For holders of BNFTs and the $SOUND security token, all of these problems evaporate. For these reasons and more, life insurance is a better tokenization use case than most other real-world assets.

Website
https://www.infineo.io/
Industry
Financial Services
Company size
11-50 employees
Headquarters
United States
Type
Privately Held
Founded
2022
Specialties
Cash Value Whole Life Insurance

Locations

Employees at infineo

Updates

  • infineo reposted this

    View profile for Cole Snell, graphic

    CEO and Founder at infineo

    I’m honored to share an article about my journey and vision, just published on Investing.com: “The Child Millionaire Plan for Building Generational Wealth and Financial Literacy” by Navamya G. Acharya. This piece dives deep into infineo's mission to make financial security accessible to every family, starting with our Child Millionaire Strategy. Here’s the core of the idea: 👉 $100/month for 20 years = Generational Wealth. By leveraging the unique power of whole life insurance, parents can provide their children with an asset that grows over time—unlocking opportunities for education, business, home ownership, or even passing wealth to the next generation. But we’re not stopping there. Technology is the game-changer. 🔗 Blockchain transparency ensures trust in every transaction. 💸 Tokenized life insurance policies create liquidity and accessibility. 🤖 AI-driven efficiencies drastically reduce costs, making this tool available to families worldwide. Our vision? 🌍 A world where every child is insured—starting with underserved communities. This is more than a financial solution; it’s a philanthropic mission to empower families and foster a culture of financial literacy. 📖 Read the full article here: https://lnkd.in/eTaU9xYU Let’s start the conversation—how can we make financial security a reality for every child? #FinancialLiteracy #GenerationalWealth #LifeInsuranceInnovation #Blockchain #AI #infineo #ChildMillionairePlan

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  • infineo reposted this

    View profile for Cole Snell, graphic

    CEO and Founder at infineo

    The $SOUND token is revolutionizing how life insurance policies function by unlocking liquidity and transforming them into accessible financial tools for a modern economy. Here’s what makes $SOUND unique: 1️⃣ Instant Access to Cash: Policyholders can tap into their cash value without surrendering coverage, converting traditional policies into flexible savings tools. 2️⃣ Predictable Growth: Backed by Whole Life policies, $SOUND offers steady, reliable returns, providing an alternative to volatile market-dependent options. 3️⃣ Versatile Financial Utility: Use $SOUND for loans, transactions, or collateral, integrating seamlessly into broader wealth strategies. 4️⃣ Global Reach: With U.S.-based and DeFi-friendly versions, $SOUND opens up life insurance-backed assets to investors worldwide. 5️⃣ Blockchain Security: Transparent, secure transactions ensure confidence while modernizing how policies are managed. $SOUND isn’t just a token—it’s the foundation of a financial system designed to make life insurance dynamic, accessible, and adaptable for both individuals and institutions. 🌐 Explore the possibilities: https://hubs.li/Q030f8Cz0 #SOUNDToken #FinancialInnovation #LifeInsuranceReimagined #DigitalAssets

  • At infineo, we’re transforming the way people and institutions access financial certainty through innovative products built on tokenized life insurance. What we do: - We create friction-free access to one of the world's most stable assets, offering security and scalability for individuals and institutions. - Our proprietary AI, modeled after Dr. Robert Murphy, provides tailored advice to enhance your experience. - Leveraging blockchain, we digitize life insurance policies, unlocking global accessibility and driving efficiencies across the industry. For more information, feel free to explore our website: https://hubs.li/Q0301p8S0. #FinanceInnovation #Tokenization #LifeInsurance

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  • At infineo, we’re leading the way in proving humanity online with our Backed NFT (BNFT). As AI evolves, ensuring your identity in the digital age is more important than ever. The BNFT stakes your life insurance as “Proof of Life,” not only securing your legacy but also asserting your authentic human identity in a world where AI often blurs the lines. Learn more at: https://hubs.li/Q03015RD0 #VerifiedKYC #BNFT #DigitalIdentity #AI #Legacy #LifeInsurance #FutureOfSecurit https://hubs.li/Q03015RD0

  • infineo reposted this

    Revolutionizing Finance with Whole Life Insurance and Blockchain Innovation with CEO Cole Snell | Ep 984 | Dec 04, 2024 In this episode of The Digital Executive, host Brian Thomas engages with Cole Snell, a serial entrepreneur and author who has successfully bridged diverse industries from food to fintech. Cole shares his journey from transforming the food industry with blockchain technology to founding infineo, a company digitizing whole life insurance through blockchain and AI. His story reveals how financial accessibility became his driving force, inspiring his shift to creating solutions that empower individuals and families to build generational wealth. https://lnkd.in/eGTrw_vV

  • infineo reposted this

    View profile for Cole Snell, graphic

    CEO and Founder at infineo

    We’re reshaping life insurance for the digital age—turning life insurance policies into Backed Non-Fungible Tokens (BNFTs) that are more than financial assets. They’re proof of your humanity in a world increasingly dominated by AI and bots. What sets BNFTs apart? 1️⃣ Secure Your Digital Identity: A BNFT acts as a verifiable human identity marker, cutting through the noise of a digital world filled with impersonations. 2️⃣ Financial Versatility: Beyond identity, a BNFT becomes a dynamic part of your portfolio, offering liquidity and adaptability like never before. 3️⃣ Accessible Verification: Life insurance isn’t just for the few—our options make joining infineo’s human-first ecosystem affordable and inclusive. This is more than just a policy; it’s staking your identity and building value in a cutting-edge digital ecosystem. By combining blockchain with life insurance, we’re turning a traditional safety net into a forward-thinking tool for security and empowerment. 💡 Ready to redefine the role of life insurance in your life? Learn more at https://infineo.ai. #BNFT #DigitalFinance #ProofOfLife #LifeInsuranceReimagined #infineo #BlockchainInnovation

  • infineo reposted this

    View profile for Robert Murphy, graphic

    Chief Economist, infineo

    In episode #63 of the InFi podcast, we delved into the nuances of "wokeness" with guest Gene Callahan, who discussed his review of Musa Al-Gharbi’s book, We Have Never Been Woke: The Cultural Contradictions of a New Elite. The episode explored the symbolic gatekeeping mechanisms of the woke elite and their broader societal implications, drawing parallels to historical ideological movements. Key Highlights: 1️⃣ Cultural Contradictions in Wokeism: - Al-Gharbi’s book critiques how the "woke" elite focuses on symbolic gestures over tangible actions. For instance, replacing terms like "homeless" with "unhoused" is seen as virtuous signaling rather than addressing the actual plight of those in need. - The book argues that this approach not only fails to solve real issues but also draws energy away from meaningful solutions, while reinforcing the status of the symbolic capitalists driving this discourse. 2️⃣ Gatekeeping Through Language: - Callahan highlighted the concept of "shibboleths," insider terms like "unhoused" or "Latinx," which signal elite membership. These terms often alienate the groups they purport to represent, as most minorities do not use or even support such language shifts. - This gatekeeping creates an echo chamber, where the elite dictate acceptable discourse while dismissing dissenting voices, including minorities who reject these frameworks. 3️⃣ The Weaponization of Morality: - The discussion touched on how terms like "homophobe" and "transphobe" are used to shut down debate. These labels frame dissenting views as irrational fears (phobias) while simultaneously condemning them as moral failings—a rhetorical tactic that stifles meaningful dialogue. 4️⃣ Elites and Symbolic Gestures: - Al-Gharbi critiques the performative nature of wokeism, exemplified by universities acknowledging stolen land without any intention of returning it. This behavior mirrors the analogy of a thief decrying theft while continuing to enjoy stolen wealth. 5️⃣ Historical Context of Woke Movements: - Callahan linked contemporary wokeism to historical "awakenings," likening it to religious movements where moral purity and the identification of an irredeemable "other" dominate. - - These movements often share a Manichaean worldview, dividing society into righteous insiders and evil outsiders. Key Takeaway: Symbolic actions without substantive solutions perpetuate inequalities while serving as self-serving mechanisms for the elite to maintain their status. 📌 Explore more in this thought-provoking discussion: https://hubs.li/Q02-4KSK0 #WokeElite #CulturalContradictions #SymbolicCapital #InFiPodcast

  • infineo reposted this

    View profile for Cole Snell, graphic

    CEO and Founder at infineo

    We’re not just modernizing life insurance at infineo—we’re “tokenizing human life.” In a world increasingly dominated by AI and digital personas, our blockchain-powered Proof of Life protocol redefines what it means to own a life insurance policy. Here’s the innovation: Owning a life insurance policy through infineo doesn’t just secure your financial future—it verifies your identity as a unique, real human being. It’s KYC with a purpose, ensuring your presence in a digital-first world where identity is everything. Why it matters: 1️⃣ Human-First Verification: Your policy becomes more than a contract—it’s proof of your humanity in an era of bots and deepfakes. 2️⃣ Fraud-Proof Security: With our Proof of Life protocol, impersonation and fraud are no longer a threat. 3️⃣ Exclusive Community Benefits: Access a trusted, human-only network with affordable life insurance options tailored to a rapidly evolving digital landscape. This isn’t just about protection; it’s about staking your identity in a future where authenticity matters more than ever. Life insurance becomes a cornerstone of digital integrity and security. infineo is leading the charge to merge traditional financial tools with blockchain innovation. Are you ready to be part of this human-first movement? 🌐 Discover more at https://hubs.li/Q02Z-M8D0 #ProofOfLife #LifeInsuranceInnovation #DigitalIdentity #infineo #BlockchainRevolution

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