Housing Trust Silicon Valley

📣 Our December Housing Trust Newsletter is here! 🎉 Dive into our latest updates, partner highlights (including a Just Funded announcement), and inspiring stories, as we wrap up another impactful year of creating affordable, equitable communities in the greater Bay Area. 👉 Check it out: https://conta.cc/404L5tO. Apple MidPen Housing Corporation Resources for Community Development County of Santa Clara Related California The Core Companies Eden Housing, Inc. S&P Global Charities Housing Development Corporation National Association of Affordable Housing Lenders (NAAHL)

Investing – that was the title of MacKenzie Scott's 2024 essay where she described her over $2 billion of giving this year (https://lnkd.in/gdwYH4HY) posted on her Yield Giving website. She noted, "Roughly 75% of [gifts] are non-profits that support the economic security and opportunity of people who are struggling by improving access to affordable housing, jobs that provide stability for themselves and their families, child development and post-secondary education, healthcare, and financial counseling, business coaching, and low-interest rate loans focused on increasing economic potential and building wealth.” Housing Trust was one of 83 CDFIs who received one of Ms. Scott’s incredibly generous and transformative gifts this year. This focus on CDFIs is affirmation that collectively we empower opportunity and are an industry worth investing in. ICYMI, back in October, Housing Trust was deeply honored to receive a generous $30 million gift from Yield Giving in support of our mission to use transformative housing finance and public and private partnerships to create more equitable and affordable communities in the 14-county greater Bay Area (more at https://lnkd.in/eEZkradz). Many of the 83 CDFIs are members of the Opportunity Finance Network, the organization that started the first CDFI and led the growth of our industry across the country. #HousingTrust #AffordableHousing #Equity #CommunityBuilding #MacKenzieScott #PublicPrivatePartnerships

S&P Global Ratings has reaffirmed Housing Trust’s AA- credit rating and revised the outlook to positive from stable. Housing Trust was the first nonprofit CDFI to be rated by S&P back in 2015 and this marks our 10th consecutive AA- rating. S&P’s Global Ratings analysis stated: “In our opinion, Housing Trust’s financial strength, management strategy, and economic profile are in line with our ‘AA-‘ rating. The organization’s capital base is very strong compared with that of peers and we believe its management and strategy afford a strong market position in the area economy, including partnerships with public and private entities that help further its mission.” Read more at https://lnkd.in/gfqWBtNE.

Happy #WorkAnniversary to Mao Gaoteote, our Loan Servicing Administrator II, and BRENT MALLOY, CPA, our Controller! Mao – Your unwavering commitment and invaluable support helps our team be successful every day. Thank you for all you do! Brent – Your genuine kindness and positive spirit uplift everyone around you. We are grateful to have you on our team! #TeamAppreciation #WorkAnniversaryCelebration

At Housing Trust, we are grateful to our partners for helping us harness the power of community to transform lives. Our collective efforts do more than provide affordable housing, we are impacting lives for generations to come. Speaking about her experience of being unhoused, Shirley shares, “The last few years have been hell. But I’m housed, I’m getting healthier. I’m living my best life right now.” She is a new resident at Resources for Community Development’s Sango Court in Milpitas, funded through the Apple Affordable Housing Fund. In partnership with Apple, a few developments opened this year: 🏡 RCD’s Sango Court, Milpitas 🏡 Eden Housing, Inc.’s Vivalon Healthy Aging Campus, San Rafael 🏡 People Assisting the Homeless - PATH Villas at 4th Street, San Jose Learn more in our Annual Report: bit.ly/AnnualReportAAHF. #TogetherWeCan #CommunityImpact #Community #CommunityBuilding #BetterTogether #AppleAffordableHousingFund

🎉Congratulations to our CEO, Noni Ramos, and board member, Ahmad Thomas of Silicon Valley Leadership Group, for being selected to be in Silicon Valley Business Journal’s 2025 "Power 100" list! 🌟 Every year, SVBJ selects honorees through an independent editorial review, with selections based entirely on their merits, achievements, and contributions to their organizations and local community. As we approach our 25th anniversary next year, we are excited to have two of our team honored. 💙 This recognition, along with the recent $30 million gift from Mackenzie Scott's Yield Giving philanthropic fund (more about that at https://lnkd.in/eEZkradz), fuels our mission to use transformative housing finance and public and private partnerships to create more equitable and affordable communities. In 2025, we look forward to celebrating and looking ahead to greater impact to come! 🏘️ Read more about the "Power 100" list in this preview: https://bit.ly/3OQG9Cq. #Power100 #Leadership #Advocacy #AffordableHousing #CommunityImpact

We are excited to share that our CEO, Noni Ramos, has joined the Board of Directors at National Association of Affordable Housing Lenders (NAAHL) along with esteemed affordable housing leader Alanna McCargo, President of the Federal Home Loan Bank of San Francisco. 🎉 From Noni: “I am honored to join the NAAHL Board and collaborate with other leaders in the affordable housing space to advance policies that ensure housing stability for all Americans. Together, we can create innovative opportunities to drive change and create more affordable housing opportunities in communities that need it most.” Founded in 1990, NAAHL is the only national alliance of banks, CDFIs, and other capital providers dedicated to expanding economic opportunity by financing affordable housing and equitable community development. Housing Trust is proud to be a Sustaining Member organization. Learn more: bit.ly/3OLORSe. #AffordableHousing #Leadership #CommunityDevelopment #HousingFinance #Partnerships

At Housing Trust, we are grateful to our partners for helping us harness the power of community to transform lives. With the help of our dedicated financial partners and investors, we’ve making strides toward solving the housing crisis by creating affordable homes and communities where our neighbors can thrive. “I know that there’s always light at the end of the tunnel, and the lights shine so bright over here,” shared Lissa, a new resident at Related California's Meridian Apartments in Sunnyvale. Thanks to our partner Google, through the Google Launch Initiative: 🏘️ $50 million fund aimed to accelerate the start-up and preservation of affordable homes 🎯 On track to meet its goal of delivering 4,000 homes within 10 years Read more in our Annual Report: https://bit.ly/4i0J4pc. #TogetherWeCan #AffordableHousing #Partnerships #BayAreaHousing #BetterTogether #GoogleLaunch

📢 We’re Hiring! Join Housing Trust Silicon Valley as a Senior Accountant and bring your exceptional skills to support affordable housing solutions in the greater Bay Area! You’ll oversee key loan servicing operations, including processing payments, onboarding new loans, generating reports, and more—all while contributing to our impactful mission. At Housing Trust, we use transformative housing finance and public-private partnerships to create more equitable and affordable communities. Your expertise will play a vital role in driving our mission forward. 👉 Learn more about the hybrid position, our competitive benefits, and apply today before this recruitment closes: https://lnkd.in/gUKp854. #NowHiring #AffordableHousing #FinanceCareers

We are excited to welcome Nidhi Sharda to Housing Trust as a Loan Processor for the First-time Homebuyer team! With over 18 years of experience in the financial services industry, Nidhi brings a wealth of knowledge and skills to her role. Her passion for helping first-time homebuyers achieve their dreams will make her a valuable addition to team. Join us in welcoming Nihdi to the team! Learn more about Nidhi and her impressive background at https://lnkd.in/g2iGAnjJ. #WelcomeToTheTeam