EXAFIN•Finance&Business

Sometimes you just want to get results quickly...👇 •••••••• Find out our guides and courses at www.datastudios.org ChatGPT intensive 1-hour video course: geni.us/chatgptcourse •••••••• 📲One day, you may want to use a chat to ask a smart assistant to write a summary of very complex notes or reports... 💻Another day, you may want to copy and paste a disorganized set of amounts somewhere to quickly get a sum, an average, or a specific type of analysis... 🤖And in this case too, that “somewhere” is better off being a chatbot. Check out our 1 hour intensive course on ChatGPT for Finance & Business: geni.us/chatgptcourse 🤔Someone may be scared of sharing data (though it can be managed), and someone else may be afraid of breaking their usual rules... 🛠️But you can’t do without it: you need it now, and you need to use it well for your own benefit—whether for personal growth, making work easier, staying competitive in the market, or ensuring your future. 🌐Today, it’s easier than ever to access free content that helps you harness these tools effectively. 💡Check out our blog, for example. 🧠For those seeking deeper insights and more detailed learning, you can choose our Guides and Courses, designed to equip you with practical skills and strategies. Check out our 1 hour intensive course on ChatGPT for Finance & Business: geni.us/chatgptcourse AI for Finance • Data Studios www.datastudios.org

Gain a complete overview of Profitability Analysis in a company⬇️ 👉Check out the full edition of our magazine here: geni.us/mag1 In this edition, we will explore key topics such as... ✦ The distinction between cash flow and accounting profitability; ✦ The impact of capital structure on financial performance; ✦ Profitability analysis across customer segments; ✦ Influence of external factors like economic trends and currency fluctuations; ✦ The importance of accurate overhead cost allocation for understanding true profitability. More at www.datastudios.org AI for Finance • Data Studios

⏯️Discover the ChatGPT for Finance & Business INTENSIVE video course: 👉Check it out here: geni.us/chatgptcourse 🎯1 hour of focused, intensive instruction, designed to take you from beginner to expert with the most accessible AI tool available today! 🤔Thinking about choosing longer, more expensive courses instead? While they may seem comprehensive, they often dive into prompts and topics that might not even be relevant to your needs. 📌Our course delivers exactly what you need, in a very straightforward way, equipping you with: ✦ The skills to craft precise, actionable prompts tailored to your objectives; ✦ Expertise in using ChatGPT for reports, summaries, calculations, data analysis and file management/generation; ✦ Practical tools to apply AI insights directly to real-world business scenarios. 🤝We’re here to support you after the course, completely FOR FREE, helping you with anything you need for your specific tasks! 🎀Take advantage of this limited-time offer NOW: geni.us/chatgptcourse 🌐Find out more at www.datastudios.org AI for Finance • Data Studios

Gain a complete overview of Profitability Analysis in a company⬇️ 👉Check out the full edition of our magazine here: geni.us/mag1 In this edition, we will explore key topics such as... ✦ The distinction between cash flow and accounting profitability; ✦ The impact of capital structure on financial performance; ✦ Profitability analysis across customer segments; ✦ Influence of external factors like economic trends and currency fluctuations; ✦ The importance of accurate overhead cost allocation for understanding true profitability. More at www.datastudios.org

|| WAGES vs SALARIES || 👉Check out our Full Guide to Financial Analysis & Management: geni.us/finances ➕️ More at www.datastudios.org •••••••• 📖 DEFINITIONS ✦ WAGES: payments made to employees based on the number of hours worked; These are typically paid hourly and can vary each period depending on hours worked or overtime. ✦ SALARIES: fixed payments made to employees, typically on a monthly or annual basis; These are predetermined amounts, unaffected by hours worked. ______ 🔢 FORMULAS ✦ WAGES = Hourly Rate × Hours Worked ✦ SALARIES = Agreed Fixed Amount per Month or Year ______ ⚙️ CONTEXT ✦ WAGES → Position in Financial Statements: Wages are listed as an operating expense on the income statement, and vary depending on the hours worked by employees; → Used for positions where pay fluctuates based on hours or shifts, like hourly workers or part-time staff. ✦ SALARIES → Position in Financial Statements: Salaries are also recorded as an operating expense on the income statement, but remain consistent from period to period; → Salaried positions are usually for employees in managerial or professional roles, offering income stability. ______ 📊 MORE ✦ WAGES → Advantages: Flexibility for both employers and employees, where pay matches the exact hours worked; → Disadvantages: Unpredictable earnings for employees, and higher administrative costs for employers due to frequent adjustments. ✦ SALARIES → Advantages: Predictable and stable income for employees, easier for companies to budget and manage payroll; → Disadvantages: No extra pay for extra hours worked unless bonuses are given. •••••••• 🧐Check out our FULL GUIDE to ChatGPT for Finance 👉Check the availability in your country here: geni.us/gptfinance ➕️ Follow AI for Finance • Data Studios DATA STUDIOS • EXAFIN #finance #corporatefinance #accounting #financialanalysis

⏯️Discover the ChatGPT for Finance & Business INTENSIVE video course: 👉Check it out here: geni.us/chatgptcourse 🎯1 hour of focused, intensive instruction, designed to take you from beginner to expert with the most accessible AI tool available today! 🤔Thinking about choosing longer, more expensive courses instead? While they may seem comprehensive, they often dive into prompts and topics that might not even be relevant to your needs. 📌Our course delivers exactly what you need, in a very straightforward way, equipping you with: ✦ The skills to craft precise, actionable prompts tailored to your objectives; ✦ Expertise in using ChatGPT for reports, summaries, calculations, data analysis and file management/generation; ✦ Practical tools to apply AI insights directly to real-world business scenarios. 🤝We’re here to support you after the course, completely FOR FREE, helping you with anything you need for your specific tasks! 🎀Take advantage of this limited-time offer NOW: geni.us/chatgptcourse 🌐Find out more at www.datastudios.org

🎇The past year has brought great achievements, and we’re eager to achieve even more with you in 2025🎊 This year, we’ll focus on two key areas we’ve already started to explore: Financial Analysis and Management and AI for Finance and Business. 🔎Financial Analysis and Management combines expertise in analyzing both internal and external contexts with advanced organizational strategies to enhance knowledge and skills. 🤖AI for Finance and Business takes things further, leveraging ever-evolving technology to automate tasks, improve processes, and deliver accurate insights. •••••••• Check your country's Promo for the Complete Financial Analysis and Management Guide: geni.us/finances Watch our 1-Hour intensive course on ChatGPT for Finance & Business: geni.us/chatgptcourse www.datastudios.org AI for Finance • Data Studios

|| Return on Sales vs Operating Margin || 👉Check out our new Guide to Financial Analysis & Management: geni.us/finances ➕️ More at www.datastudios.org •••••••• 📖 DEFINITIONS ✦ Return on Sales: Measures profitability from total revenue before accounting for interest and taxes; → ROS is useful for comparing profitability across companies with different capital structures. ✦ Operating Margin: Shows what percentage of revenue remains after covering operating costs, aligning with Generally Accepted Accounting Principles (GAAP) → It provides a standardized view of efficiency and profitability. ___________ 🔢 FORMULAS ✦ ROS = EBIT / Revenue ✦ Operating Margin = Operating Income / Revenue ___________ ⚙️ CONTEXT ✦ ROS → Highlights how well a company turns every type of sales and investment into profit; → It’s helpful in assessing overall profitability across industries, particularly for companies with varied debt levels. ✦ Operating Margin → Shows how much revenue is retained after core operating expenses; It excludes non-operating items (included in EBIT), interest and taxes, for a focus on operational health; → Standardized by GAAP, it’s ideal for comparing profitability within the same industry. •••••••• 👉Check out our new Complete Guide to Financial Analysis & Management: geni.us/finances ➕️ Follow AI for Finance • Data Studios DATA STUDIOS • EXAFIN #finance #corporatefinance #accounting #financialanalysis

⏰Only a few hours left to download our FREE resources on AI for Finance 2025! Click here: geni.us/ai2025 👉Check out the full video course on ChatGPT for Finance & Business: geni.us/chatgptcourse Find more at www.datastudios.org AI for Finance • Data Studios

Download our FREE Guide + other resources on AI for Finance & Business 2025!👇 Click here: geni.us/ai2025 ✦ Prepare for the technological innovations of the new year ✦ Learn how to use AI chatbots for Finance and Accounting ✦ Explore ways to manage files like PDFs and Spreadsheets with ChatGPT ✦ Discover the truths and bust the myths about AI for professionals www.datastudios.org AI for Finance • Data Studios