Encina Lender Finance, LLC

In October 2020, Encina Capital Partners, LLC and an affiliate of certain funds managed by Oaktree Capital Management, L.P. together announced the launch of Encina Lender Finance, LLC (“ELF”), a new independent lender finance platform targeting consumer and commercial specialty finance companies in the U.S. and Canada. Operating from both coasts, ELF offers delayed draw term loans and forward flow purchase programs ranging in size from $50 - $150 million to emerging and established specialty finance companies with strong junior capital sponsorship. ELF targets ABF investments in granular pools of short-to-intermediate duration asset classes in the consumer and commercial finance sectors. Targeted consumer asset classes include unsecured installment and revolving loans (direct-to-consumer and POS), secured vehicle finance, home improvement loans, rent-to-own / lease-to-own, debt consolidation loans, and student lending (in-school vocational, refi). Targeted commercial asset classes include small balance SMB lending (both direct-to-business and embedded POS), MCA, small-ticket equipment finance, corporate charge card, earned wage access, and supply chain / trade finance. In addition, ELF provides streamlined “first out” financing to other like-minded private credit investors in the specialty finance sector. ELF utilizes a combination of cutting-edge technologies and rigorous collateral-level analysis to generate differentiated investment insights and creative solutions to its counterparties' credit portfolio financing needs.

Website

https://lenderfinance.encinacapital.com

External link for Encina Lender Finance, LLC

Industry

Financial Services

Company size

11-50 employees

Headquarters

Atlanta, GA and San Francisco, CA

Type

Privately Held

Founded

2020