Coastal Capital Group

Tis the season for predictions! Yahoo Finance just released its 2025 forecast on real estate & the markets and it is almost identical to every other major finance & real estate prediction. 1. The average 30-year mortgage will remain above 6% throughout 2025. The days of low-single-digit mortgages are over. For historical perspective over the past 40 years the average mortgage rate has been 7%. 2. Home prices will continue to rise in 2025 for most markets. Demand still outweighs supply of homes for sale and expect modest appreciation. This creates equity for existing home owners makes a little more difficult for buyers to purchase affordable housing. Rob Dietz, chief economist for the National Association of Home Builders is quoted, "It took us about a decade to get into this housing deficit, and it's probably going to take us about a decade to get out." #2025housingtrends #housingmarket #realestateinvesting #trustdeeds #trustdeedfund #trustdeedinvesting #investorswanted https://lnkd.in/geQkxuSk

A long term renter actually passed away for this landlord in one of his units of this duplex. After paying lower than market rents for decades he decided to do some upgrades to freshen up both units and get market rents. He was happy that the increase in rents will more than cover his monthly payments! Our broker on the deal was also happy to find a good home. He had difficulty sourcing an investor in this trust deed for his client given its smaller dollar size. New Origination - Duplex 3 Bed/2 Bath in Inglewood, CA Loan Amount: $150,000 Position: 2nd Rate: 12.99% CLTV: 66% Appraised Value: $725,000 #trustdeedfund #realestate #businesslending #privatemoneylenders #privatemoneylender #realestateinvesting #realestateinvestor #investmentproperty #investor #privatemoney #hardmoneyloan #investorswanted #investment #trustdeed #privatelender #hardmoneylending #broker #investing #refinance #smallbusinesslending #californiabusinessloan #realestateinvestment #privatelending #smallbusinessfinancing #realestatefunds #californiarealestate #californiahardmoney #trustdeeds

Redfin's 2025 Predictions for the real estate market are as follows: 1. Home prices will rise 4% in 2025 - We agree with this forecast and are happy that appreciation rates are starting to head towards their historical average. 2. Mortgage rates to remain above 6% in 2025 - This rate is also close to the 30-year average for mortgage rates of 7% which is healthy for the long term markets. 3. A few more homes will sell in 2025 as compared to 2024 - The housing shortage still in effect and current homeowners still hanging onto their 3% and below current mortgage rates #2025housingtrends #housingmarket #realestateinvesting #trustdeeds #trustdeedfund #trustdeedinvesting #investorswanted https://lnkd.in/gwCyRy4i

Our 3rd Quarter Investor Newsletter was recently published this week for your reading pleasure. Get the latest market insights for the California market in trust deeds & private money loans. https://lnkd.in/gTUbyi6i #californiarealestate #realestate #realestateinvesting #realestateinvestment #housing #californiahomes #housingmarket #housingtrend #housingtrends #trustdeed #trustdeeds #investinginrealestate #investing #investingtips #investors

An owner of a great business in Southern Orange County needed just a bit of cash to get through a crunch. He had tons of equity in his home but his bank didn't like the fact that his tax returns showed minimal profits. Coastal Capital understood the predicament he was in because no one likes paying taxes. Even though the it was a smaller loan amount we were able to negotiate with the broker a rate that made everyone happy. This deal got done in just a week. New Origination - SFR 5 Bed/4.5 Bath in Cota De Caza, CA Loan Amount: $165,000 Position: 2nd Rate: 11.99% CLTV: 49% Appraised Value: $2,750,000 #trustdeedfund #realestate #businesslending #privatemoneylenders #privatemoneylender #realestateinvesting #realestateinvestor #investmentproperty #investor #privatemoney #hardmoneyloan #investorswanted #investment #trustdeed #privatelender #hardmoneylending #broker #investing #refinance #smallbusinesslending #californiabusinessloan #realestateinvestment #privatelending #smallbusinessfinancing #realestatefunds #californiarealestate #californiahardmoney #trustdeeds

Great data recently released from Green Street on their Commercial Property Price Index. Many people assume that all commercial real estate is struggling, but broken down by sector tells a different story: Industrial & Self Storage - Valuations way up Lodging, Medical & Retail - Holding steady Office & Malls - Valuations way down! Keep in mind this is based on National data and you must always know your local market! #realestateinvesting #trustdeeds #trustdeedfund #trustdeedinvesting #investorswanted

Occasionally we end up with a property secured by a trust deed. This beautiful 4 bedroom & 3 bath home in La Quinta needed some clean up and pool renovation. In just three weeks we got this property on the market with multiple all cash offers and it will most likely end up in the hands of landlord for vacation rentals. As fund managers its our job to maximize value for our investors and with just 65% loan to value this will result in a very nice return. When dealing with foreclosures that lock our capital up we strive to sell them fast so that we can get the capital deployed again as soon as possible. If you currently invest individually in trust deeds and deal with the issues of late payors, foreclosures, evictions, etc. please consider joining our fund and we'll handle the headaches. #realestatefund #trustdeed #trustdeeds #investing #passiveinvestment #passiveinvestor #investorswanted #realestateinvesting

A borrower was out shopping through his broker to purchase his next rental unit. He came across a sweetheart deal where the seller would offer seller-financing, but only with a first position lien. Of course this made bank financing almost impossible He had enough funds to pay all cash, but knew the property needed some updates to get top rental income. Of course we were able to step in and assist. Getting this deal over the goal line in just a week delighting the seller as well. New Origination - SFR 5 Bed/3 Bath in Ramona, CA Loan Amount: $200,000 Position: 2nd Rate: 13.55% CLTV: 65% Appraised Value: $350,000 #trustdeedfund #realestate #businesslending #privatemoneylenders #privatemoneylender #realestateinvesting #realestateinvestor #investmentproperty #investor #privatemoney #hardmoneyloan #investorswanted #investment #trustdeed #privatelender #hardmoneylending #broker #investing #refinance #smallbusinesslending #californiabusinessloan #realestateinvestment #privatelending #smallbusinessfinancing #realestatefunds #californiarealestate #californiahardmoney #trustdeeds

We only purchase trust deeds in California because you have to know the local markets! Riverside-San Bernardino metro area, known as the Inland Empire, typically considered a bedroom community and known for affordable prices — by Southern California standards — it saw an influx of Los Angeles residents in the last few years.   Housing prices in the area have gone up ~53% since January 2020, roughly 9% higher than the rest of the state. Its share of exclusive zip codes, in an area with a median household income of ~$81k, has increased from 49% in 2012 to 70% in 2022. Given the un-affordability for most buyers in the Inland Empire we don't expect much if any price appreciation in this area. #realestateinvesting #trustdeeds #trustdeedfund #trustdeedinvesting #investorswanted

A local business owner has this beautiful little beach cottage as a rental property. This area of Santa Monica is highly desirable and he gets top rental income approaching five figures for this little home and a garage converted into an ADU. He had an unbelievable opportunity to buy out a business partner and needed the funds fast. Since Coastal Capital was local his broker reached out to us to invest in the loan. Thanks to a great broker and his client we were able to purchase this trust deed quickly! We love our coastal communities in Southern California. New Origination - SFR 2 Bed/1 Bath in Santa Monica, CA Loan Amount: $1,100,000 Position: 1st Rate: 12.0% CLTV: 65% Appraised Value: $1,700,000 #trustdeedfund #realestate #businesslending #privatemoneylenders #privatemoneylender #realestateinvesting #realestateinvestor #investmentproperty #investor #privatemoney #hardmoneyloan #investorswanted #investment #trustdeed #privatelender #hardmoneylending #broker #investing #refinance #smallbusinesslending #californiabusinessloan #realestateinvestment #privatelending #smallbusinessfinancing #realestatefunds #californiarealestate #californiahardmoney #trustdeeds