Catalyst Financial Company

Catalyst Financial is celebrating 30 years! Our team would like to thank our incredible clients and colleagues who have made this journey possible. Your business, referrals, and friendship have been key to helping us provide the working capital that fuels business growth. Since opening our doors in 1994, we’ve provided 1250 companies with more than $7 Billion in funding. As we look back on the past three decades, we’re filled with gratitude for the confidence you’ve placed in us and the memories we’ve created together. Here’s to the next chapter and many more years of collaboration and success!

Are you outgrowing your line of credit and seeking other options? A Kansas-based pipeline inspection staffing company experienced rapid growth after securing a large contract but couldn’t increase their bank line of credit due to their financial history. Catalyst stepped in, paying off the bank and providing additional funding, including $3.0MM for a new facility, helping the company keep up with demand. Eventually, they returned to a traditional line of credit once their financials supported a larger line.

You’ve done the work. The invoice is sent. But now, it feels like you’re stuck watching and waiting longer than usual for payments to arrive. Sound familiar? This holiday season, don’t let slow-paying customers put your cash flow on hold. You can turn your unpaid invoices into immediate working capital, so you’re free to focus on what matters—finishing the year strong and gearing up for growth in the new year. From all of us at Catalyst Financial, Happy Holidays!

Shoutout to our operations team, led by Rebecca Willis! In the last 5 days, they funded 7 new deals, helping our clients get ready to take on 2025! 

Congratulations to our client EcoBridge Infrastructure Services on this exciting acquisition! We're proud to have provided the working capital for this transaction.

Dana Armagost has been a valued member of the Catalyst team for seven years, bringing a positive attitude and a commitment to finding solutions for our clients. She appreciates our culture, stating, “I love our team’s willingness to work with clients who have extraordinary business processes. There’s a genuine care among co-workers and their families, even outside the workplace.” The most rewarding part of her job? Helping companies in need of solutions and witnessing their growth and success, knowing that Catalyst played a part in it. Outside of work, Dana enjoys spending time outdoors with her husband and their 120-pound black lab, Diezel. Whether going to church, riding dirt bikes, or exploring new places, they cherish their adventures together! Thank you, Dana, for your dedication and for helping our clients thrive!

Starting a new business often comes with unique challenges, particularly when securing traditional financing requires an established track record. For the founders of Arion Blue—a multi-discipline engineering and design firm in the Oil & Gas industry—access to working capital was critical to their success. Unfortunately, being a brand-new company meant traditional bank financing wasn’t an option. Through a referral from their banker, Arion Blue partnered with Catalyst Financial to bridge the gap. By utilizing a factoring facility, they gained the financial flexibility to meet payroll and operational needs, setting the stage for growth. Elaine Lisenbe, CFO of Arion Blue, shares: “Catalyst Financial has made the process and subsequent accounting seamless. They are responsive, professional, and deliver exactly as promised. Our banker did us a huge favor by connecting us with Catalyst. They are experts in their field and have been a fantastic partner in managing our cash flow at very reasonable costs.” We’re proud to support clients like Arion Blue in achieving their goals and thriving in competitive industries.

Since joining us just over a year ago, Angela Smolcic has embraced our culture of kindness and dedication. “I love that our employees are motivated to help our customers and bankers. Catalyst is transparent and honest, focusing on building relationships,” she says. Angela enjoys working with businesses at various stages and finds it rewarding to hear their stories and be part of their growth. Outside of work, she loves traveling, CrossFit, tennis, and trying new restaurants, all while spending time with her dog, Lola, and catching up on reality TV. A fun fact: Angela's parents immigrated to the U.S. from Croatia in the mid-'90s, and as they plan their retirement back home, she feels inspired by the courageous business owners she works with. Thank you, Angela, for your passion and dedication to the Catalyst family!

Starting a new company can be challenging, especially when a traditional line of credit requires a two-year business history. For Tom Croteau, a seasoned business owner, partnering with Catalyst Financial offered the flexibility and support needed to accelerate growth—without giving up equity. After two successful years, he smoothly transitioned to traditional bank financing. Tom shares, “It might sound cliché, but Catalyst Financial truly was the catalyst to our growth. They adapted to our needs, increasing our facility, lowering fees as we qualified, and boosting our advance rate. They took the time to understand my business and knew my goal was to move to bank financing as soon as possible. When the time came, they made the transition easy and, as promised, charged no termination fees even though they were losing a large client. Catalyst is as honest and transparent as they claim to be.” We’re grateful for clients like Tom who trust us to get them #backtothebank.

Bill Leary has been an essential part of the Catalyst family for 16 years, embodying our spirit of teamwork and flexibility. He values our unique approach, stating, “No two clients are the same, so we at Catalyst have the flexibility to cater to each client’s specific needs.” What he loves most about his role? “Helping businesses grow and succeed, knowing that I play a major role in that every day,” he shares. Outside of work, Bill's family is passionate about animal rescue, caring for seven rescue dogs and numerous outdoor cats. They actively support their local No-Kill Shelter, the Livingston SPCA, by donating and helping with events. Bill also enjoys being a proud high school football dad! Thank you, Bill, for your dedication and for making a difference in the lives of our clients and the community!