BSecure Properties

You really don’t want to miss this! 👇🏿 Not all home inspectors are the same, and you’d be surprised at how many problems can slip through the cracks. To avoid headaches later on, here’s a handy checklist to help you out: ✅ Try to conduct home inspection on a rainy day or the day after a rainy day!!!!! ✅ Check the Kitchen Faucet: Turn it on and look under the sink for any leaks. ✅ Test the Ceiling Fans: Run them on high and make sure they’re steady. If they have remotes, grab those too! ✅ Light Switches: Flip every switch and check all the lights to ensure they’re working. ✅ Run Water in Bathrooms: Turn on the sinks, showers, and tubs. Look for leaks and check the water pressure. ✅ Test Appliances: If you’re buying an older place, make sure the washer and dryer are working fine. ✅ Garage Door Openers: Don’t forget to check if those work! ✅ Door Operations: Open and close all doors to see if they move smoothly. ✅ Flush Toilets: Check each toilet and see if there are any leaks around the base. ✅ Inspect for Cracks: Take a look at ceilings, walls, and floors for any cracks. ✅ Window and Slider Check: Open and close them to ensure they’re easy to use. Inspect to ensure of no window leaks. ✅ Repair Check: Most importantly, confirm that all promised repairs have been made. By going through this list, you’ll feel more confident moving into your new place and avoid surprises later! Follow for more expert tips to help you start investing in real estate!

⬇ Let’s break it down step by step! ⬇ If you’re earning $30/hour and working full-time (40 hours a week), your gross monthly income is about $4,800 before taxes. After taxes, you’re likely taking home around $3,600. Now, lenders typically recommend that your housing expenses—your mortgage, taxes, and insurance—stay at or below 28% of your gross monthly income. That’s about $1,344 per month just for your mortgage. But we’re not done yet! Don’t forget property taxes and insurance, which could add around $300 more per month. So, your total housing budget is about $1,644/month. How much mortgage can you actually afford then?  ➡️ $30/hour x 40 hours/week = $4,800/month (before taxes) ➡️ After taxes, take-home pay = $3,600/month ➡️ Lenders suggest housing expenses = 28% of gross income = $1,344/month ➡️ Add taxes & insurance (~$300) = $1,644 total for housing With a 7% interest rate on a 30-year fixed mortgage, you could afford a home priced at $220,000–$250,000 (depending on your down payment & debts). 📝 Here’s the bottom line: Making $30 an hour, you can qualify for a mortgage, but staying within your budget is key to financial success! Are you a professional looking to invest in real estate? Follow for more real estate related content!

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Thinking about Investing In Real Estate? ⬇ Here’s why it’s a smart move and how you can get started! 1️⃣ Steady Income: Section 8 tenants pay part of the rent, with the government covering the rest. This means you get reliable, consistent income every month, reducing the risk of missed payments. 2️⃣ Financing with DSCR Loans: You don’t need to provide proof of income to qualify for a DSCR (Debt Service Coverage Ratio) loan. This type of loan is based on the property’s ability to cover its costs, so it’s perfect for investment properties. 3️⃣ What Credit Score Do You Need? Aim for a 700+ credit score to be in a strong position for financing. 4️⃣ Long-Term Stability: Section 8 properties tend to have longer-term tenants, reducing turnover costs and ensuring a steady stream of rental income. Follow for expert tips that I used to leverage business credit and build an $X real estate portfolio!

Struggling with credit card debt and high interest rates? ⬇ Let me guide you through how to pay it down and start fresh! 1️⃣ Get a balance transfer card with 0% interest for 12-18 months. This is one of the best ways to get relief from high-interest charges. By transferring your balances, you get a break from interest for up to a year and a half—giving you time to focus on paying off the principal. No interest means more of your payments go toward the balance, not fees. 2️⃣ Consider a debt consolidation loan. These loans often come with much lower interest rates than credit cards, so they can help you pay down your debt faster and more affordably. With just one loan, you can simplify your payments and make your debt more manageable. 3️⃣ Stick to your debt repayment plan. It’s key to stay consistent with your payments. Don’t add new charges to your credit cards! Every month you stay on track brings you closer to being debt-free. ✨ Bonus tip: Set up automatic payments so you never miss a payment and stay committed to your plan. It’s a simple step that keeps you on top of your progress Follow for more proven tips to boost your credit score by over 80 points in 2 months, like my students!

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You buy an empty lot for $30,000 👇🏿 And turn it into $200,000 annual passive income: 1️⃣ Find the Right Spot: Look for an empty lot in a high-traffic area. Cost: $30,000 2️⃣ Skip the Building: Don't waste money on expensive structures 3️⃣ Pave Paradise: Turn that dirt into a parking lot 4️⃣ Watch the Cash Roll In: $200,000/year on autopilot The Beauty of This Strategy: - Low initial investment - Minimal ongoing maintenance - High return on investment - Scalable across multiple locations AND you only need a 540 credit score to make this happen! 📈 The Secret Sauce: - Properly structured LLC - EIN number - Access to $250,000 in business credit This isn't just an investment, it's generational wealth. It's putting your name on a piece of the earth and creating a legacy that outlives you. Ready to learn how to structure your business for maximum credit and minimum risk? Make sure to follow!

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