Bank of Albuquerque

There’s always some uncertainty going into a new year, but one thing is certain this time around: it will be a year full of changes. Register for our live Jan. 9 webinar on the BOK Financial® 2025 annual outlook: https://ow.ly/52Ij50UmXbR

When it comes to money talks with loved ones, it's hard to leave emotions out of it. "That's where an advisor can help," explained Victoria Ungashick, CFP® , private wealth executive at BOK Financial®. "They bring a high level of emotional intelligence to navigate those conversations, and at the same time, they can help provide education and advice." Learn why bringing in a third-party professional can help talking about finances with your family go much smoother: https://ow.ly/XmQI50UrVQB #WomenandWealth #MoneyTalks

The children of San Miguel School in Tulsa arrive two or more years behind in their academic development, but they graduate at or above grade level and ready to serve. "The school is a testimony to how a group of children can thrive in a caring and nurturing environment where people believe in them, where they feel they belong and where they can contribute," said Juan José Miret Carrasquero, director of San Miguel. Read the stories of multiple BOK Financial employees who lend support in various ways: https://ow.ly/o4Q550Um73j

The holiday season can be merry and bright—but not so much for your wallet. "The high costs are top of mind for everyone, and this upcoming holiday season is no different," said Jennifer Ellis, senior consumer product manager at BOK Financial. Learn how you can gift shop without breaking the bank: https://ow.ly/jgnB50UqkuL

You may be noticing an increase in emails, phone calls, text messages and fake websites to purchase gifts or donate to causes that seem legitimate. The advances in artificial intelligence are making it harder to tell the real thing from a fake. “It’s crucial to be diligent in checking for validity before responding to any unexpected request, especially when it prompts you to enter personal or financial information,” said Krista Taylor, information security program consultant at BOK Financial®. Learn what you need to know to protect yourself from a scam this holiday season: https://ow.ly/uqgG50UnMUO #CyberThreats #OnlineSafety

🎁 Since adventures are tricky to giftwrap, cash and checks have become the preferred way to gift memorable experiences to loved ones. If your relatives decide this is the most fitting option for your family’s future adventures, ensure your child has a place to save while counting down the weeks until their exciting outing. By depositing cash gifts into our #YouthSavings Account, they can learn the importance of saving and watch their money grow along with their anticipation. It’s a meaningful gift that will last a lifetime. Get started here in as little as 5 minutes: https://ow.ly/KOFR50Uoxos #KidsAndMoney #TeenFinance

Food insecurity can sometimes be an invisible challenge since we often don't see how families struggle to put food on the table. But BOK employees are doing what they can to help through the company's Guide the Giving program. "We don't know everyone's story, but we know we can show them charity and compassion. We give of ourselves so others may receive kindness and fullness of love and mercy," said Erin Schwartz, a BOK Financial corporate communications specialist and volunteer at Tulsa's Catholic Charities of Eastern Oklahoma (CCEOK). "As a weekly CCEOK volunteer, I see this organization's impact in helping our neighbors in need." https://ow.ly/AFEk50U7tO5 #WeGoAbove

The end of the year is often thought of as the season of giving, not only in gifts to loved ones but to your favorite charities. It can also mean a gift to yourself in terms of tax savings. "As you're evaluating your many options for charitable giving this holiday season, consider the tax implications. Certain giving strategies could help you maximize the amount that goes to charity and minimize your tax bill," said Kimberly Bridges, PhD, CFP®, CPWA®,CDFA®, RMA, director of financial planning for BOK Financial®. Learn more about #charitablegiving options: https://ow.ly/RnGW50UpqTB

Amidst the holiday merriment, bad guys want to spoil the fun by scamming you. "Unfortunately, there are people out there who prey on individuals. Be aware of your surroundings and if something feels unsafe, trust your instincts," said Wendell Franklin, director of security for BOK Financial. Learn how to keep yourself safe from fraud and theft online and in person when shopping for that perfect gift: https://ow.ly/11KW50Upx5h #CyberThreats #OnlineSafety

Our incredible teams have raised over $3 million for United Way this year. Each market supports their local United Way, but together, we are united in our commitment to making a difference. Learn more about the ways we actively advance the communities we serve: https://ow.ly/1vmT50Uq0j9 #LiveUnited #WeGoAbove #GivingBack